[Remote] Mortgage Underwriter II at Valon

The Mortgage Underwriter II will analyze borrower credit, income, assets, collateral, and capacity to determine creditworthiness, including reviewing and calculating income from tax returns when necessary. They will maintain up-to-date knowledge of secondary market, investor, and private mortgage insurance guidelines, and review new loans while clearing conditions on resubmissions within service level agreements. This role involves responding to audits, supporting quality control reviews, and ensuring KPIs are met as set by the underwriting manager. Responsibilities also include maintaining the quality and data integrity of all loan files, enhancing customer service skills, and escalating complex loan scenarios to senior underwriters or management when needed.