Teller at M&T Bank

Niagara Falls, New York, United States

M&T Bank Logo
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries

Requirements

  • High school diploma or equivalent (GED)
  • Minimum of 6 months customer service experience, including data entry and/or cash handling experience
  • Proven verbal communication skills
  • Proven interpersonal skills
  • Proven ability to demonstrated exceptional customer service
  • Well-organized
  • Proven time management skills
  • Proven prioritization skills
  • Proficient with internet user-level technology

Responsibilities

  • Adhere to the established customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions
  • Educate customers through digital demonstrations and identify self-service opportunities
  • Actively engage in lobby management, meeting and greeting customers and proactively addressing immediate needs
  • Accurately balance and process customer transactions efficiently following Bank Policy
  • Take ownership of escalated account services issues until resolution and log all customer complaints
  • Transition identified sales opportunities and provide introduction to appropriate banking partners
  • Complete branch-related operational activities (e.g., cash ordering, vault, ATM, and wire transfer activities)
  • Process customer/account maintenance accurately
  • Complete Consumer AML/BSA/KYC related activities
  • Adhere to applicable compliance/operational risk controls
  • Promote an environment that supports belonging and reflects the M&T Bank brand
  • Maintain M&T internal control standards
  • Complete other related duties as assigned
  • Provide exceptional service to branch customers and resolve routine customer problems
  • Stay current on operational changes and demonstrate good risk management decisions

Skills

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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