Staff Software Engineer, Experimentation Platform at Credit Karma

Oakland, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

Bachelor’s or Master’s degree in Computer Science, Statistics, or a related field
10+ years in software engineering, with a focus on data engineering and data architecture
Proficiency in Scala, Python

Responsibilities

Define Technical Strategy: Provide the roadmap and architecture for the experimentation platform’s infrastructure, ensuring alignment with business objectives and adherence to industry best practices
Develop Near Real-Time Systems: Lead critical initiatives to build our next-generation near real-time ecosystem, to enhance near real-time observability and alerting, leveraging Scala, Pub/Sub, Akka, and Dataflow on Google Cloud
Build Scalable Pipelines: Architect and maintain large-scale batch data pipelines using Google Dataflow, BigQuery, and Airflow/Cloud Composer to handle high-volume, batch data processing
Develop Core Capabilities: Enhance the experimentation platform with new capabilities such as experiment targeting and localized assignments at scale to reduce latency and improve developer experience
Optimize Data Infrastructure: Drive efficiency and performance improvements across experimentation pipelines, frameworks, and query layers. Evaluate trade-offs in system design, balancing speed, scalability, cost, and accuracy
Stay Current with Industry Trends: Research, evaluate, and integrate the latest advancements in experimentation methods, data analysis techniques, and cloud-based technologies to continually improve the platform
Mentor and Guide: Provide technical leadership and support to junior engineers, fostering a culture of continuous learning and professional growth
Collaborate on Experiment Analysis: Partner with marketers, analysts, and data scientists to build infrastructure that supports thousands of metrics and various statistical methods (e.g., t-tests, sequential testing, Bayesian analysis)

Skills

Finagle

Google Cloud

Cloud Composer

Dataflow

BigQuery

Data Pipelines

Data Modeling

Distributed Systems

Workflow Orchestration

Data Warehousing

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters

2007Year Founded

$358MTotal Funding

ACQUISITIONCompany Stage

Fintech, Cybersecurity, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Commuter Benefits

Wellness Program

Paid Vacation

Paid Sick Leave

Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.

Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.

Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.

The company offers a comprehensive suite of free financial tools and recommendations.

Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.

AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.

Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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