Staff Software Engineer - Enterprise at Nova Credit

San Francisco, California, United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

10+ years of relevant experience, including experience at a high-growth or early-stage fintech startup
Strong collaboration skills with both internal and external stakeholders to discover requirements and deliver a solution
Experience with our tech stack (Node.js, React, TypeScript, Python, PostgreSQL, AWS)
Experience building enterprise-grade APIs and platform-level features (web and mobile)

Responsibilities

Support and mentor the engineers on the team, elevating overall team capability
Partner with the engineering manager for the technical roadmap and direction
Work collaboratively with Product, Design, and other engineering teams to deliver both short-term objectives and long-term strategic initiatives
Design, extend, improve, and manage the complexity of our global financial products to enhance their effectiveness and efficiency
Deliver high-quality solutions and features with speed and end-to-end ownership of your projects

Skills

Nova Credit

Translates international credit data for lenders

About Nova Credit

Nova Credit helps newcomers to the U.S. by translating their international credit histories into standardized credit reports through its service called Credit Passport®. This allows financial institutions to assess the creditworthiness of these individuals, enabling them to access products like credit cards and loans. Additionally, Nova Credit offers Cash Atlas™, which uses bank transaction data to improve risk prediction for consumers with limited credit histories. The company aims to assist financial institutions in expanding their customer base and making informed lending decisions.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$111.2MTotal Funding

SERIES_CCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Medical, Dental, and Vision are 99% subsidized for Nova Credit employees, and 50% for dependents.

Nova Credit sponsored 401K plan.

On each work anniversary, Nova Credit will reimburse the cost of a roundtrip economy ticket to any destination in the world.

Unlimited vacation policy.

Risks

Equifax's new program may reduce Nova Credit's market share in cross-border credit.

Partnerships in Canada may lead to increased regulatory scrutiny and compliance challenges.

Nova Credit Platform launch poses operational risks in managing diverse data sources.

Differentiation

Nova Credit offers unique cross-border credit solutions like Credit Passport® and Cash Atlas™.

The company leverages alternative credit data to fill gaps in traditional credit analytics.

Nova Credit partners with major institutions like American Express and HSBC for credit solutions.

Upsides

Increased open banking adoption boosts demand for Nova Credit's alternative credit solutions.

Rising global immigration rates expand the market for Nova Credit's cross-border services.

Digital identity verification tech supports Nova Credit's international credit data initiatives.

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