Senior Backend Engineer - Product
MercuryFull Time
Senior (5 to 8 years)
Candidates must have 5+ years of experience in building and launching scalable fintech products, with demonstrated mastery in backend development. Proficiency in React.js, TypeScript, JavaScript (ES6+), and Expo (React Native) is required, along with experience in databases like MySQL, PostgreSQL, and MongoDB. The ability to prototype, develop, and ship full application features, incorporate automated testing, and communicate effectively in an all-remote environment is essential. Experience with financial technology platforms and payroll systems, as well as lending, payments, BNPL, or ACH, is considered a bonus.
The Staff Engineer will own and architect mission-critical financial applications, ensuring real-time, high-availability performance at scale. Responsibilities include designing highly scalable APIs, leading high-performance engineering projects from conception to deployment, optimizing transaction processing systems for instant payments, and making key architectural decisions for on-demand pay and embedded finance solutions. The role also involves setting engineering standards by leading performance optimizations, security improvements, and system reliability enhancements, while working collaboratively in a fast-paced environment.
On-demand wage access for employees
Clair provides a service that allows employees to access their earned wages before the traditional payday, without any fees or interest. This service is especially useful for hourly workers and those in gig economy jobs who may need immediate access to their earnings for unexpected expenses. Clair partners with employers to integrate its service into existing HR and payroll systems, allowing employees to access their wages through a platform that includes a virtual or physical debit card. Unlike many competitors, Clair does not charge fees or interest for its wage advance service, making it an attractive option for companies looking to enhance employee financial well-being. The goal of Clair is to improve financial wellness for employees by offering a flexible solution for accessing earned wages.