Software Engineer, OpenLoop BNPL

Position Overview

Affirm is revolutionizing credit with a focus on honesty and user-friendliness, enabling consumers to "buy now, pay later" without hidden fees or compounding interest. The OpenLoop BNPL team is central to Affirm's operations, managing the intricate routing logic that facilitates transparent financing at scale. Our real-time decision engine, which matches transactions to loans in milliseconds, directly impacts millions of users' financial experiences. As our catalog of card products and integrations grows rapidly, we invite you to join us in building the next frontier of honest financing.

What You'll Do

• Own and deliver quarterly goals: Lead engineers on your team through ambiguity to solve open-ended problems, ensuring team support throughout the delivery process.
• Collaborate with stakeholders: Support peers and stakeholders in the product development lifecycle by partnering with product management, design, and analytics. Participate in ideation, articulate technical constraints, and make decisions that properly consider risks and trade-offs.
• Proactively identify and solve issues: Identify project, process, technology, or business issues, advocate for them, and lead their resolution.
• Ensure operational excellence: Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating as needed, and supporting "keep the lights on" and on-call efforts.
• Foster a culture of quality and ownership: Set and improve code review and design standards for your team, and advocate for them beyond your team through writing and tech talks.
• Develop talent: Help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

• Backend Systems Experience: 5+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.
• Distributed Systems Expertise: Proven track record of developing highly available distributed systems using technologies such as AWS, MySQL, and Kubernetes.
• Payment Systems Knowledge (Bonus): Experience with payment processing systems, card networks, or transaction routing, and an understanding of the complexities involved in handling high-volume, low-latency financial transactions with strict availability requirements.
• Technical Planning and Design: Experience defining technical plans for delivering significant feature or system components with elegant, simple, and extensible designs. Ability to write high-quality, easily understood code.
• Codebase Navigation: Proficiency in making significant changes within large codebases and developing tools and practices to enable safe team modifications.
• Ownership and Growth: Demonstrated ownership of personal growth, proactively seeking feedback from your team, manager, and stakeholders.
• Communication Skills: Strong verbal and written communication skills for effective collaboration with a global engineering team.
• Education/Experience: Equivalent practical experience or a Bachelor’s degree in a related field.

Compensation & Benefits

• Pay Grade: N
• Equity Grade: 8
• Base Pay Range (USA - CA, WA, NY, NJ, CT): $190,000 - $240,000 per year
• Base Pay Range (USA - All other states): $169,000 - $219,000 per year
• Total Compensation: Includes base pay, equity rewards, and monthly stipends for health, wellness, and tech spending.
• Benefits: 100% subsidized medical coverage, dental, and vision for employees and their dependents.

Company Information

Affirm is a remote-first company. The majority of our roles are remote, allowing you to work from almost anywhere within the country of employment. Employees in proximal roles have the flexibility to work remotely, but will...

Employment Type:

• [Employment Type Not Specified]

Location Type:

• Remote-First

Salary:

• [Salary Information Provided Above]

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