Sr. Data Analyst at EarnIn

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

4+ years experience in product analytics/data science in a B2C role
Product sense and intuition to drive impact on the business and customer experience
Experience designing, running, and interpreting experiments
Expert skillset in SQL and experience with Python or R
Practical knowledge of state-of-the-art experimentation tools such as Sequential Testing, Champion/Challenger, CUPED, etc
Practical knowledge of machine learning techniques
Ability to extract insights from large data sets & seamlessly translate into actionable recommendations across the consumer journey
Ability to establish and maintain excellent processes while allowing for creative thinking and flexibility in ambiguous situations
Curiosity and passion for deeply understanding analytical problems and translating this to stakeholders
Experience in Fintech is a bonus

Responsibilities

Drive strategic analyses that identify key opportunities to improve the core product experience for EarnIn’s customers
Partner with the Product and Engineering teams to design and run experiments
Upgrade EarnIn’s experimentation stack by implementing tools such as Sequential Testing, Bayesian testing, and CUPED
Partner with the Machine Learning Engineering team to design and build models that form the core of EarnIn’s core product
Monitor & proactively surface/troubleshoot any problems across the key business metrics & drive resolution of these issues

Skills

Key technologies and capabilities for this role

SQLPythonRSequential TestingBayesian testingCUPEDMachine Learning

Questions & Answers

Common questions about this position

What experience level is required for the Sr. Data Analyst role?

The role requires 4+ years of experience in product analytics or data science in a B2C role.

What technical skills are needed for this position?

Expert skillset in SQL and experience with Python or R are required, along with practical knowledge of experimentation tools like Sequential Testing, Champion/Challenger, CUPED, and machine learning techniques.

Is this a remote position or does it require office work?

The position is hybrid.

What is the company culture like at EarnIn?

EarnIn values a diverse team that represents their community, celebrates diversity, and strives to create a culture of belonging without unlawful discrimination.

What makes a strong candidate for this Sr. Data Analyst role?

Strong candidates have product sense, experience designing and interpreting experiments, the ability to extract insights from large datasets and translate them into actionable recommendations, plus curiosity and the ability to handle ambiguity creatively.

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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