Software Engineer II, Backend (Card Checkout)

United States

Apply with AI Apply

Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, E-commerceIndustries

Requirements

Candidates should have at least 1.5 years of software engineering experience, including designing, developing, and launching backend systems. Proficiency in Python or Kotlin is required, along with familiarity with distributed systems, AWS, MySQL, and Kubernetes. Experience designing and launching APIs at scale is also necessary. A Bachelor's degree in a related field or equivalent practical experience is required.

Responsibilities

The Software Engineer will lead the design, development, and deployment of software systems, breaking down projects into manageable tasks and collaborating with others for timely delivery. They will develop robust, secure, and performant solutions, and support the product development lifecycle by collaborating with product management, design, and analytics teams. Responsibilities include writing clean and efficient code in languages like Python or Kotlin, optimizing existing code, reviewing code from peers, participating in Agile ceremonies, and supporting the operational availability of team artifacts through monitoring and on-call efforts.

Skills

Java

Python

C++

Backend Development

Software Design

System Development

Scalability

Performance Optimization

Code Review

Agile Development

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

Land your dream remote job 3x faster with AI

Try Jobo Free