Kin Insurance

Software Engineer, Back-End Focus

Remote

$110,000 – $127,000Compensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Insurtech, BiotechnologyIndustries

About Kin

Kin is on a mission to change home insurance from what it is to what it should be. Whether we’re leveraging data to create customizable coverage or providing claims service that goes above and beyond expectations, our members are at the heart of everything we do. In the face of ever-growing climate risk, they deserve an insurance company that cares about them. We aim to stick with our members through thick and thin.

We use efficient technology that lets homeowners buy directly from us to keep costs down. This is the essence of Kin. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

  • Built In Chicago's Best Places to Work, Midsize Companies (2021-2025)
  • Forbes' America's Best Startup Employers (2021- 2024, Ranked #37 in 2024)
  • Inc. 5000 Fastest-Growing Private Companies
  • Forbes’ Fintech 50

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

The Role: Software Engineer, Back-End

As a Software Engineer, Back-End at Kin, you'll work on small teams to develop the products and features that make Kin operate. We're a Ruby on Rails environment with Typescript front-end and PostgreSQL database, and we apply Agile methodologies to our product and software development processes. In your role, you will have the opportunity to work on features and products in a collaborative engineering environment where you can work closely with peers as well as cross-functionally.

A Day in the Life Could Include:

  • Writing clean, maintainable, and efficient code in Ruby on Rails
  • Delivering stories, tasks, or entire features
  • Pair programming with team members
  • Participating in daily stands and weekly retros
  • Collaborating with cross-functional team members
  • Providing subject matter expertise and support

Necessary Skills and Experience

  • Track record of shipping small to medium size software projects
  • Proficiency coding in Ruby, Javascript, or Typescript
  • Comfortable in a startup environment – we’re fast-paced, self-motivated, and determined to change the industry
  • A fast learner, ready to bring previous knowledge to this position and continue developing along the way
  • Location in Central or Eastern time zones (CST & EST) strongly preferred
  • At this time, we are unable to sponsor employment visas

Compensation and Benefits

  • Salary: $110K - $127K
  • Employment Type: FullTime
  • Location Type: Remote
  • Medical, Dental and Vision Insurance
  • Flexible PTO policy
  • Very generous equity options and 401K
  • Parental Leave
  • Continuing education and professional development
  • Disability and Life Insurance
  • Onsite gym membership - when we return to the office (Chicago office only)
  • The excitement of joining a high-growth Insurtech company and seeing your work make an impact
  • #LI-REMOTE

Location Specifics

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI.

Please only apply if you are able to live and work full-time in one of the states listed above. State locations and specifics are subject to change as our hiring requirements shift.

About Kin (More Detail)

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com.

EEOC Statement

Kin is proud to be an Equal Employm

Skills

Ruby on Rails
Typescript
PostgreSQL
Agile methodologies
Software Development
Pair programming
Back-end development

Kin Insurance

Simplifies home insurance for homeowners

About Kin Insurance

Kin Insurance simplifies the home insurance experience for homeowners, especially those living in coastal areas. The company offers clear and straightforward insurance options that are easy to understand and obtain, addressing the complexities and high costs typically associated with home insurance. By providing direct-to-consumer policies, Kin eliminates the need for brokers or agents, which helps reduce costs and allows for more personalized service. This model fosters a closer relationship with clients, enhancing customer satisfaction. Kin uses technology and data to offer competitive rates and tailor coverage to meet individual homeowner needs. Their commitment to transparency and customer support is evident, with many clients saving an average of $500 when switching to Kin. The goal of Kin Insurance is to make home insurance more accessible, affordable, and customer-focused, distinguishing itself in the competitive insurance market.

Chicago, IllinoisHeadquarters
2016Year Founded
$317.1MTotal Funding
SERIES_DCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, and vision
Life & disability
Commuter benefits
401k
Education & professional development
Flexible PTO
Company provided lunch

Risks

Increased competition from insurtech companies like Lemonade and Hippo.
Potential impact of climate change on coastal areas could raise claims costs.
Regulatory challenges in new markets like Texas may complicate operations.

Differentiation

Kin Insurance offers direct-to-consumer policies, eliminating the need for brokers.
The company uses extensive property data for precise pricing and improved underwriting.
Kin focuses on coastal homeowners, providing tailored insurance solutions for high-risk areas.

Upsides

Kin's expansion into Texas taps into an underserved market with high demand.
The company achieved a $1bn valuation, securing its Unicorn status in 2023.
Kin's technology-driven model ensures competitive rates and personalized service.

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