Hometap

Servicing Specialist - Call Center

Remote

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Job Description: Hometap


Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Salary: Not specified

Hometap is a collaborative, passionate company dedicated to creating solutions that help people get more out of homeownership and life. Our flagship product, a home equity investment, empowers homeowners to access their home equity for various needs, such as debt management or renovations, without incurring debt.

We foster a hardworking yet enjoyable work environment. Our commitment to being a great workplace has been recognized by The Boston Globe and Forbes, and our innovation in fintech has been acknowledged by Inc., HousingWire, and others.

We offer competitive compensation, comprehensive healthcare coverage, unlimited Paid Time Off (PTO), a generous share package, and a strong culture with ample opportunities for team-building and camaraderie.


Requirements

  • 1-2 years of experience in mortgage servicing call centers.
  • Proficiency in reading mortgage documentation.
  • Exceptional attention to detail with a high degree of accuracy.
  • Ability to multitask effectively and perform under pressure in a deadline-driven environment.
  • Comfort working both independently and collaboratively within a team, with a proactive approach to taking ownership of tasks.
  • Strong client service skills and the ability to communicate professionally.
  • Willingness to be assessed according to quality control guidelines.
  • Readiness to assist with other tasks and teams as needed.
  • Bachelor’s degree, preferably in business, finance, or a related field.

Responsibilities

  • Handle incoming calls from Homeowners and third parties, providing confident, empathetic, accurate, and professional assistance.
  • Respond promptly to incoming emails from Homeowners, third parties, and internal departments.
  • Prepare and explain settlement statements.
  • Utilize the company's system of record to locate relevant information for Homeowners and update the system with precision and detail.
  • Learn and explain Hometap’s investment and insurance documents to Homeowners.
  • Review and process subordination requests.
  • Adhere to all company, investor, and legal guidelines.

Application Instructions

  • Interested candidates should apply.

Company Information

  • Hometap is a fintech company focused on making homeownership less stressful and more accessible.

Skills

Mortgage servicing
Mortgage documentation reading
Attention to detail
Multitasking
Client service
Communication
Teamwork
Independence
Quality control

Hometap

Provides cash for home equity access

About Hometap

Hometap provides homeowners with a way to access their home equity without selling their property or incurring additional debt. The company offers a lump sum of cash in exchange for a share of the future value of the home, allowing homeowners to unlock up to $600,000 of their equity without monthly payments or interest. Hometap earns revenue by sharing in the appreciation of the home's value when it is sold or when the homeowner repurchases Hometap's share. This approach sets Hometap apart from traditional home equity loans, as it offers a flexible and debt-free solution. The company's goal is to simplify the financial process for homeowners, helping them achieve their financial objectives, such as paying off debt or funding education, while maintaining a high level of customer service.

Boston, MassachusettsHeadquarters
2017Year Founded
$405.6MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

401k plan with match
Commuter benefits
Healthcare coverage
Flexible work schedule
Paid parental leave
Unlimited PTO
Learning & development
Generous share package

Risks

Rising interest rates may make traditional loans more appealing.
Increased competition from fintechs could erode market share.
Potential regulatory changes could impact Hometap's business model.

Differentiation

Hometap offers debt-free home equity access, unlike traditional loans.
The company provides a lump sum for a share of future home value.
Hometap's Home Equity Dashboard aids homeowners in managing their equity.

Upsides

Growing interest in alternative financing boosts Hometap's market potential.
Hometap's $278 million securitization shows strong investor interest.
Expansion into New York City taps into a large financial market.

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