Mortgage Capital Markets Expert
M&T BankFull Time
Junior (1 to 2 years)
Candidates should possess 1-2 years of experience with mortgage servicing call centers, demonstrating experience reading mortgage documentation and a relentless attention to detail with a high degree of accuracy. They must be able to multitask effectively and work under pressure within a deadline-oriented environment, comfortably functioning both independently and as part of a team while taking ownership of their work. A Bachelor’s degree in business, finance, or a related field is preferred, along with strong client service skills and the ability to communicate professionally.
The Servicing Specialist will field calls from Homeowners and third parties, responding to inquiries with confidence, empathy, accuracy, and professionalism, and timely manner to incoming emails. They will create and explain settlement statements, utilize the company’s system of record to locate information and update it accurately, learn to read investment and insurance documents to explain them to Homeowners, review subordination requests for approval or denial, and follow all company, investor, and legal guidelines while assisting with other tasks and teams as needed.
Provides cash for home equity access
Hometap provides homeowners with a way to access their home equity without selling their property or incurring additional debt. The company offers a lump sum of cash in exchange for a share of the future value of the home, allowing homeowners to unlock up to $600,000 of their equity without monthly payments or interest. Hometap earns revenue by sharing in the appreciation of the home's value when it is sold or when the homeowner repurchases Hometap's share. This approach sets Hometap apart from traditional home equity loans, as it offers a flexible and debt-free solution. The company's goal is to simplify the financial process for homeowners, helping them achieve their financial objectives, such as paying off debt or funding education, while maintaining a high level of customer service.