Tala

Senior UX Researcher

India

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Fintech, Digital Banking, Financial ServicesIndustries

Position Overview

  • Location Type: Remote-first (with offices in Santa Monica, CA; Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India)
  • Job Type: Full-time
  • Salary: Not specified

Tala is on a mission to unleash the economic power of the Global Majority – the 4 billion people overlooked by existing financial systems. With nearly half a billion dollars raised from equity and debt, we are serving millions of customers across three continents. Tala has been named by Fortune Impact 20 list, CNBC’s Disruptor 50 five years in a row, CNBC’s World's Top Fintech Company, Forbes’ Fintech 50 list for eight years running, and Chief's The New Era of Leadership Award. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about our mission. By creating a unique platform that enables lending and other financial services around the globe, people in emerging markets are able to start and expand small businesses, manage day-to-day needs, and pursue their financial goals with confidence. Currently, over nine million people across Kenya, the Philippines, Mexico, and India have used Tala products. Due to our global team, we have a remote-first approach. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you! At Tala, we’re working to improve the financial lives of millions of underestimated people by creating new, accessible, financial services around the world. We are scaling up in India and we’re looking for a talented Senior UX Researcher to join us in our mission. The Senior UX Researcher will work with other Insights team members in helping Tala identify and design new product features that empower our users to better manage their financial lives by interacting with our current and future customers.

Responsibilities

  • Lead end-to-end research initiatives: Own the entire research lifecycle, from identifying research questions and opportunities that align with business objectives to delivering impactful recommendations.
  • Execute research and drive insights generation: Design, execute, and analyze a wide range of research studies (surveys, interviews, focus groups, usability tests, etc.) to uncover needs and market trends. Utilize various methodologies following the Double Diamond framework to ensure comprehensive insights.
  • Translate research findings to influence product strategy: Translate complex research findings into clear, compelling and actionable insights that directly inform product development and business strategy.
  • Foster collaboration: Work closely with cross-functional teams and stakeholders, building strong relationships to embed a deep understanding of our users across the organization.
  • Be a subject matter expert: Develop a deep understanding of the financial services landscape, acting as a key voice of the customer in shaping new and exciting products for our users in India.

Requirements

  • 5+ years of experience in managing and executing applied user research, ideally in an innovative consumer fintech, financial institution, mobile or digital companies or market research firms.
  • Bachelor’s Degree in relevant fields like Human-Computer Interaction, Communication Research, Social Sciences (Psychology, Sociology, Anthropology), Statistics, Data Analytics, Marketing, Communications, or other similar fields.
  • Exceptional research skills and comfortable with a wide range of mixed methods, knowing when to combine different data points through triangulation to create compelling and trustworthy insights.
  • Proficiency in creating practical research deliverables & artefacts including compelling research reports, customer journey maps, personas, research workshops, competitive teardowns, etc.
  • Experience in collaborating effectively with cross-functional product teams and other UX functions.

Company Information

Tala is on a mission to unleash the economic power of the Global Majority – the 4 billion people overlooked by existing financial systems. With nearly half a billion dollars raised from equity and debt, we are serving millions of customers across three continents. Tala has been named by the Fortune Impact 20 list, CNBC’s Disruptor 50 five years in a row, CNBC’s World's Top Fintech Company, Forbes’ Fintech 50 list for eight years running, and Chief's The New Era of Leadership Award. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about our mission. By creating a unique platform that enables lending and other financial services around the globe, people in emerging markets are able to start and expand small businesses, manage day-to-day needs, and pursue their financial goals with confidence. Currently, over nine million people across Kenya, the Philippines, Mexico, and India have used Tala products. Due to our global team, we have a remote-first approach, and also have offices in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

Skills

UX Research
User Experience
Product Design
Customer Insights
Research Methodologies
Data Analysis

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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