Senior Backend Engineer - Product
Mercury- Full Time
- Senior (5 to 8 years)
About Monzo:
Monzo is on a mission to make money work for everyone. They’ve evolved from a prepaid card to offer a comprehensive suite of banking services in the UK, including personal and business accounts, joint accounts, accounts for young adults, and credit cards. They also provide savings, investment, and pension consolidation options. Monzo focuses on solving customer problems and changing lives through innovative technology and exceptional customer service.
About Customer Operations at Monzo:
The Customer Operations team provides tech-led and human support experiences for over 10 million customers. Their goal is to improve customer satisfaction and product engagement by offering effortless, fast, and empathetic support. The Operations tech team focuses on three key areas:
Digital-only banking platform for consumers
Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.