Mercury

Senior Software Engineer - Bank Accounts

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Requirements

Candidates should have proven experience leading technical projects at scale, including planning, execution, and stakeholder management. Strong full-stack engineering skills with deep knowledge of modern web development practices, API design, and system design are required. Clear and persuasive communication skills, a mindset that balances urgency with craftsmanship, creativity and adaptability, and a track record of mentoring engineers and helping teams grow are also necessary.

Responsibilities

The Senior Software Engineer will lead technical projects from concept to production, defining solutions, analyzing tradeoffs, and making critical decisions. They will collaborate with product, design, and business stakeholders to shape initiatives and translate between technical and non-technical audiences. Responsibilities include writing clear, testable, and maintainable code, establishing patterns and best practices, designing extensible systems, making balanced decisions on tech debt, planning careful rollouts, and owning the quality of work through post-launch monitoring. The engineer will approach problems with a product mindset, considering business impact, and will coach engineers on their team to raise the technical bar and foster a culture of sustainable engineering.

Skills

Software Design
System Design
Scalability
Security
Testable Code
Maintainable Code
Stakeholder Alignment
Technical Leadership
Mentoring

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

Land your dream remote job 3x faster with AI