Software Engineer (Backend)
Standard MetricsSalary not specified
Full Time
Junior (1 to 2 years)
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, Financial ServicesIndustries
Requirements
Candidates should have at least 4 years of experience as a software engineer and possess a strong understanding of distributed systems and their impact on performance and maintainability. Proficiency in asynchronous communication, including written technical specifications, wikis, and project plans, is essential. Excellent project management skills, a high degree of organization, and the ability to effectively surface critical information are required. A Bachelor's degree in a related field or equivalent practical experience is necessary. Python/Kotlin development experience, experience with AWS or other cloud providers, exposure to ACH systems, accounting/auditing systems, and card networks are considered pluses.
Responsibilities
The Senior Software Engineer will drive the planning and prioritization of projects based on product, technical, and business goals, leveraging relevant resources and data. They will collaborate cross-functionally with colleagues in Experience, Accounting, Product, and Analytics teams to set and execute the money movement strategy for the Debit card. This role involves building APIs and data models within micro-service and event-driven architectures, as well as actively mentoring junior engineers and contributing to team growth and efficiency processes. The engineer will also work with the Product team to extend core money movement systems.
Skills
Backend Engineering
Money Movement Systems
Data Integration
API Development
Data Modeling
Microservices
Event-Driven Architectures
Mentoring
Distributed Systems
Affirm
Provides buy now, pay later financing solutions
About Affirm
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.
San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.
Risks
Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.
Differentiation
Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.
Upsides
Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.
Related Jobs
RemoteRemoteStaff Software Engineer - Portfolio Experience
Addepar$150,000 - $234,000/year
- Full Time
- Senior (5 to 8 years)
RemoteStaff Software Engineer, Payments (Backend)
GoodleapSalary not specified
- Full Time
- Expert & Leadership (9+ years)
RemotePrincipal Software Engineer - Banking and Money Movement
MarqetaSalary not specified
- Full Time
- Expert & Leadership (9+ years)
RemoteStaff Software Engineer, Partner Integrations
FlexSalary not specified
- Full Time
- Expert & Leadership (9+ years)
RemoteBackend Engineer - Risk & Trading
SleeperSalary not specified
- Full Time
- Junior (1 to 2 years)
RemoteAPI Developer Evangelist
PublicSalary not specified
- Full Time
- Junior (1 to 2 years)
RemoteStaff Engineer, Distributed Systems
LaunchDarklySalary not specified
- Full Time
- Senior (5 to 8 years)
RemoteBackend Senior Software Engineer, Monetization Platform
Vanta$211,000 - $244,000/year
- Full Time
- Senior (5 to 8 years), Expert & Leadership (9+ years)
RemoteSenior Software Engineer - Processing
Lithic$145,000 - $195,000/year
- Full Time
- Senior (5 to 8 years), Expert & Leadership (9+ years)
RemoteSenior Staff Software Engineer - Banking and Money Movement
MarqetaSalary not specified
- Full Time
- Senior (5 to 8 years)
RemoteLead Backend Engineer
1047 GamesSalary not specified
- Full Time
- Junior (1 to 2 years)