Senior Product Manager, EWA

United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, FintechIndustries

Requirements

Candidates must have 5+ years of product management experience, with at least 2 years in fintech, and a proven track record of leading complex, cross-functional initiatives from conception to launch. Strong business acumen, deep user empathy, and experience with EWA, payments, or related financial products are essential. A solid understanding of financial regulations and compliance, excellent analytical and data-driven decision-making skills, and proficiency in remote collaboration are required. Preferred qualifications include experience scaling fintech products in high-growth environments, a background in financial wellness or payroll systems, and technical fluency with APIs or payment infrastructure.

Responsibilities

The Senior Product Manager will define and own the Earned Wage Access (EWA) product vision, strategy, and roadmap, aligning with company goals and focusing on enterprise and cross-vertical solutions. This role involves leading the end-to-end user experience for accessing, managing, and receiving earned wages, driving user research, data analysis, and competitive benchmarking to inform product decisions. Responsibilities also include ensuring EWA flows are seamless, transparent, and optimized for speed, trust, and fairness, acting as a thought partner to engineering, design, compliance, and operations teams, and prioritizing initiatives based on user needs, business impact, and regulatory requirements. Additionally, the role requires identifying and delivering platform-level improvements for EWA reliability and cost-efficiency, and defining and tracking key success metrics such as adoption, frequency of use, and user satisfaction.

Skills

Product Vision

Product Strategy

Roadmap Definition

Earned Wage Access (EWA)

User Experience Design

Business Acumen

User Empathy

Cross-functional Leadership

Risk Management

Compliance

Branch

Provides flexible, instant payment solutions

About Branch

Branch offers flexible and instant payment solutions for businesses and their workers, allowing immediate access to earnings instead of traditional fixed payroll schedules. Its platform provides various payout options, including instant, daily, or on-demand payments, which are particularly beneficial for independent contractors. Additionally, Branch includes services like cashless tips payouts and a paycard alternative, making it easier for employees to access their pay. The company aims to empower workers with financial control while helping businesses attract and retain talent.

Minneapolis, MinnesotaHeadquarters

2015Year Founded

$148.5MTotal Funding

SERIES_CCompany Stage

Fintech, Financial ServicesIndustries

201-500Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Remote Work Options

Company Equity

401(k) Retirement Plan

Unlimited Paid Time Off

Paid Holidays

Paid Parental Leave

Risks

CFPB lawsuit could damage Branch's reputation and lead to financial penalties.

Failure to deliver 'instant access' to pay could undermine customer trust.

Reliance on partnerships like symplr and Fountain poses risks if partners face difficulties.

Differentiation

Branch offers instant, flexible payment solutions unlike traditional fixed-schedule payroll systems.

Branch provides cashless tips payouts, beneficial for the hospitality industry.

Branch's paycard alternative allows employees access to pay without a traditional bank account.

Upsides

Integration with symplr taps into the healthcare staffing market with same-day payments.

Partnership with Fountain streamlines payment onboarding, enhancing operational efficiency for businesses.

Branch Direct enhances cash flow and talent retention with direct payments to existing bank accounts.

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