Monzo

Senior Platform Engineer

Cardiff, Wales, United Kingdom

£95,000 – £130,000Compensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, Financial ServicesIndustries

Senior Platform Engineer

Location: London / UK Remote Salary: £95,000 - £130,000 + stock options + Benefits Department: Technology - Engineering

Position Overview

Monzo is on a mission to make money work for everyone, moving away from complicated and confusing traditional banking. With a decade of growth in the UK, Monzo offers personal and business accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards. Customers can also save, invest, and combine pensions. Known for hot coral cards, get-paid-early features, financial education, and award-winning customer service, Monzo aims to solve problems and change lives.

About Platform Engineering at Monzo

The Platform Collective builds and maintains the infrastructure, tools, and processes that empower Monzo's technology teams. Within this collective, the Infrastructure Platform team is responsible for running the Kubernetes clusters, service mesh, networking setup, and managing cloud environment interactions. The team comprises backend engineers and cloud infrastructure experts who leverage their skills to manage cloud infrastructure.

Infrastructure Platform Team Focus Areas:

  • Cloud Infrastructure Management: Building and centrally managing cloud infrastructure across AWS and GCP, including components like Kubernetes and Envoy.
  • Enabling Other Teams: Abstracting cloud infrastructure complexity to help other platform teams succeed in solving customer problems.

This team is crucial for supporting Monzo's ambition to grow to 20 million customers, expand product offerings, and scale globally.

What You'll Be Working With:

Monzo heavily relies on the following tools and technologies. Direct experience is not required, and interviews can be conducted in any language.

  • Go: For writing application code and building platform management services.
  • Kubernetes: The primary platform for most workloads.
  • AWS & GCP: Managing cloud infrastructure across both platforms.
  • Terraform: For managing cloud-deployed resources.
  • Envoy Proxy: For the RPC service mesh.

Requirements:

We'd love to hear from you if you have:

  • Experience working with AWS and/or GCP.
  • Experience working with Kubernetes.
  • Excitement to build a platform that enables success for everyone at Monzo.
  • Comfort working in a team that deals with ambiguity.
  • A natural inclination to solve problems through automation.
  • Some experience with strongly typed languages, writing and working on backend software.
  • Curiosity about systems and a drive to investigate issues deeply.

We are looking for L40 & L50 Platform Engineers.

The Interview Process:

Our interview process typically involves three main stages:

  1. Initial Call
  2. Take-home task or pair coding exercise
  3. Final interview: Including a system design and a behavioral interview.

The average process takes around 4 weeks.

Skills

Kubernetes
Envoy
AWS
GCP
Service Mesh
Networking
Cloud Infrastructure
Software Engineering
Backend Engineering

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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