[Remote] Senior Platform Engineer at Monzo

Cardiff, Wales, United Kingdom

Monzo Logo
£95,000 – £130,000Compensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

KubernetesEnvoyAWSGCPService MeshNetworkingCloud InfrastructureSoftware EngineeringBackend Engineering

Questions & Answers

Common questions about this position

What is the salary range for the Senior Platform Engineer role?

The salary range is £95,000 - £130,000 plus stock options and benefits.

Is this position remote or office-based?

The role supports London or UK Remote work arrangements.

What key skills and experience are required for this role?

Required experience includes working with AWS and/or GCP, Kubernetes, strongly typed languages for backend software, plus a drive for automation, handling ambiguity, and deep systems investigation.

What is the team structure and focus in Platform Engineering at Monzo?

The Infrastructure Platform team within the Platform Collective manages Kubernetes clusters, service mesh, networking, and cloud environments across AWS and GCP, comprising backend engineers and cloud infrastructure experts who enable other teams.

What should I expect in the interview process?

The process includes an initial call, a take-home task or pair coding exercise, and a final interview with system design and behavioral components, typically taking around 4 weeks.

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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