Head of Corporate Strategy
UpworkSalary not specified
Full Time
Expert & Leadership (9+ years)
Senior Manager, Strategy and Analytics - Credit Risk Management at Capital One
Toronto, Ontario, Canada
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries
Requirements
- Strategic and analytical skills to address major company challenges
- Ability to work with senior leaders across the organization to drive transformational business change
- Experience leading a team to formulate strategies and collaborate with experts (e.g., legal, technology)
- Capability to influence senior leadership and associates from other job families
- Comfort working in agile, cross-functional teams with Data Scientists, Process Managers, and Brand Strategists
- High performance mindset suited for growth opportunities and role rotations
Responsibilities
- Provide strategic leadership: Develop business strategies driving growth, profitability, and competitive success amid shifting consumer and regulatory behavior
- Product: Develop and implement new product and pricing strategies for various lending products; lead product-level modeling/analytics
- Marketing: Lead direct-to-consumer marketing efforts for select products and strategic intent for products distributed through various channels; build targeted insights for new customer experiences, technology, and go-to-market strategies
- Credit Risk: Drive improvements in credit performance by connecting future consumer credit trends to historical behavior, creating risk models, and testing hypotheses through monitoring and analysis
- Execution: Coordinate across lines of business to manage delivery of business intent, build requirements, and execute product strategy; oversee multiple projects and programs concurrently
- Partnership: Work closely with colleagues across Capital One, including Technology
- Review and challenge first-line strategy to drive better business and customer outcomes
- Act as a thought leader with high senior exposure in Canada and Credit Risk Management organizations
Skills
Strategy
Analytics
Credit Risk Management
Fraud Prevention
Data-driven Decision Making
Business Strategy
Risk Management
Leadership
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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