Senior Manager, Strategy and Analytics - Credit Risk Management at Capital One

Toronto, Ontario, Canada

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Strategic and analytical skills to address major company challenges
  • Ability to work with senior leaders across the organization to drive transformational business change
  • Experience leading a team to formulate strategies and collaborate with experts (e.g., legal, technology)
  • Capability to influence senior leadership and associates from other job families
  • Comfort working in agile, cross-functional teams with Data Scientists, Process Managers, and Brand Strategists
  • High performance mindset suited for growth opportunities and role rotations

Responsibilities

  • Provide strategic leadership: Develop business strategies driving growth, profitability, and competitive success amid shifting consumer and regulatory behavior
  • Product: Develop and implement new product and pricing strategies for various lending products; lead product-level modeling/analytics
  • Marketing: Lead direct-to-consumer marketing efforts for select products and strategic intent for products distributed through various channels; build targeted insights for new customer experiences, technology, and go-to-market strategies
  • Credit Risk: Drive improvements in credit performance by connecting future consumer credit trends to historical behavior, creating risk models, and testing hypotheses through monitoring and analysis
  • Execution: Coordinate across lines of business to manage delivery of business intent, build requirements, and execute product strategy; oversee multiple projects and programs concurrently
  • Partnership: Work closely with colleagues across Capital One, including Technology
  • Review and challenge first-line strategy to drive better business and customer outcomes
  • Act as a thought leader with high senior exposure in Canada and Credit Risk Management organizations

Skills

Key technologies and capabilities for this role

StrategyAnalyticsCredit Risk ManagementFraud PreventionData-driven Decision MakingBusiness StrategyRisk ManagementLeadership

Questions & Answers

Common questions about this position

Is this a full-time position?

Yes, this is a full-time employment position.

Where is the job located?

The position is located at 161 Bay Street (93021), Toronto, Ontario, Canada.

What skills are required for this Senior Manager role?

The role requires strategic and analytical skills, leadership to develop business strategies, and the ability to collaborate with senior leaders and cross-functional teams.

What is the company culture like at Capital One?

The culture is built on openness, collaboration, and diverse perspectives, with a collaborative environment that values insight, encourages new responsibility, promotes continuous learning, and rewards innovation.

What opportunities are there for growth in this role?

Senior Managers have opportunities to rotate to roles across various teams, creating great future leaders, and the role suits high performers looking for growth.

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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