Senior Compliance Analyst

Position Overview

• Location Type: US
• Job Type: Full-time
• Salary: Range of potential base salaries based on location and qualifications. (Details provided in job description)
• Company Mission: To make higher education accessible and affordable for everyone by empowering students with financial support and debt management tools.

Earnies builds tools including private student loans, student loan refinancing, and scholarships. The Senior Compliance Analyst position will report to the Compliance Manager.

Requirements

• Experience: 3-4+ years of experience in regulatory compliance, audit, or operational risk & controls within the consumer lending industry.
• Knowledge: In-depth knowledge of consumer lending laws and regulations.
• Skills:
  • Proven ability to interpret and apply complex regulatory requirements to business operations.
  • Excellent written and verbal communication skills.
  • Self-motivated and capable of managing multiple priorities in a remote work environment.

Responsibilities

• Compliance Partner: Serve as the go-to compliance partner and key liaison between business units, audit teams, and the second line of defense.
• Compliance Testing: Execute the First Line of Defense (FLOD) plan to ensure controls are effective.
• Risk Identification: Proactively spot and solve risk areas through in-depth reviews and assessments of business processes.
• Audit Readiness: Own audit readiness and guide teams through federal and state exams, internal audits, and testing processes.
• Data Analysis & Reporting: Analyze results, deliver impactful reports, and recommend strategic fixes to improve performance.
• Policy Development: Collaborate on the development and rollout of clear, effective compliance policies.

Additional Qualifications (Preferred)

• Certifications in regulatory compliance, audit, or risk management disciplines are encouraged.
• Prior experience working as a federal or state consumer financial regulator is a plus.
• 1-2 years of experience conducting compliance testing routines and supporting consumer financial services & products.

Company Information

• Mission: To make higher education accessible and affordable for everyone.
• Products: Private student loans, student loan refinancing, and scholarships.
• Pay Philosophy: Compensates employees fairly and equitably.