Senior AI Data Scientist, Consumer Lending - Remote
ExpediaFull Time
Senior (5 to 8 years)
Key technologies and capabilities for this role
Common questions about this position
The salary is a range of potential base salaries based on location and qualifications, with details provided in the job description.
The role requires managing multiple priorities in a remote work environment and is listed as US location type.
Key skills include proven ability to interpret and apply complex regulatory requirements to business operations, excellent written and verbal communication skills, and being self-motivated to manage multiple priorities in a remote environment.
Earnest's mission is to make higher education accessible and affordable for everyone by empowering students with financial support and debt management tools, and they compensate employees fairly and equitably.
Strong candidates have 3-4+ years of experience in regulatory compliance, audit, or operational risk in consumer lending, in-depth knowledge of consumer lending laws, and preferred certifications or regulator experience.
Provides low-interest student and personal loans
Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.