[Remote] Senior Compliance Analyst at Earnest

Remote

Earnest Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

Regulatory complianceAuditOperational risk & controlsConsumer lending lawsRegulatory requirements interpretationCommunication skillsRemote work managementPolicy developmentData analysisReporting

Questions & Answers

Common questions about this position

What is the salary for the Senior Compliance Analyst position?

The salary is a range of potential base salaries based on location and qualifications, with details provided in the job description.

Is this a remote position, and what is the location requirement?

The role requires managing multiple priorities in a remote work environment and is listed as US location type.

What skills are required for the Senior Compliance Analyst role?

Key skills include proven ability to interpret and apply complex regulatory requirements to business operations, excellent written and verbal communication skills, and being self-motivated to manage multiple priorities in a remote environment.

What is the company culture or mission at Earnest?

Earnest's mission is to make higher education accessible and affordable for everyone by empowering students with financial support and debt management tools, and they compensate employees fairly and equitably.

What makes a strong candidate for this Senior Compliance Analyst position?

Strong candidates have 3-4+ years of experience in regulatory compliance, audit, or operational risk in consumer lending, in-depth knowledge of consumer lending laws, and preferred certifications or regulator experience.

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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