Senior Compliance Analyst at Kikoff

San Francisco, California, United States

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$120,000 – $180,000Compensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

5+ years work experience with 2+ years experience working with financial regulations and processes, such as BSA, AML, UDAAP, FCRA, KYC/CIP, CAN-SPAM etc at a Fintech and/or Financial Institution
Familiarity with the bank partnership model, including diligence and onboarding processes
Excellent verbal and written communication skills to effectively advise management and train staff
Ability to analyze complex data and regulatory changes, and to identify risks and develop practical solutions

Responsibilities

Implement and maintain compliance programs, policies, and procedures to align with relevant financial laws and regulations
Conduct regular risk assessments to identify potential compliance issues and risks, then develop strategies to mitigate these risks that balance rigor and efficiency
Monitor day-to-day operations for suspicious activities, review marketing materials, and conduct audits to ensure adherence to internal policies and external regulations
Prepare and submit compliance reports to management, oversight committees, and partners
Collaborate with internal and external auditors, as well as other departments, to ensure comprehensive compliance efforts
Partner with Product, Engineering, and Ops teams to map compliance requirements for new features, products, and partnerships

Skills

BSA

AML

UDAAP

FCRA

KYC

CIP

CAN-SPAM

Risk Assessment

Compliance Auditing

Regulatory Reporting

Bank Partnership

Diligence

Onboarding

Kikoff

Credit building services for individuals

About Kikoff

Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools for credit management, including easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature. The company's goal is to empower users to take control of their credit journey and achieve significant improvements in their credit scores.

San Francisco, CaliforniaHeadquarters

2019Year Founded

$41.3MTotal Funding

SERIES_BCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Senior Compliance Analyst at Kikoff

Requirements

Responsibilities

Skills

Kikoff

About Kikoff

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Stock Options

Unlimited Paid Time Off

Risks

Increased competition from new fintech startups could dilute market share.

Regulatory scrutiny may lead to increased compliance costs for Kikoff.

Economic downturns could decrease consumer spending, impacting revenue.

Differentiation

Kikoff offers credit building without credit checks, making it accessible to many.

The platform provides easy disputing and rent reporting to enhance credit scores.

Kikoff's Autopay feature ensures clients never miss a due date.

Upsides

Kikoff recognized as a top credit builder app in 2024.

AI-driven tools can enhance user experience with personalized strategies.

Partnerships with educational platforms can attract younger demographics.

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