[Remote] Senior Business Analyst, Lending at Addi

The Senior Business Analyst will act as the analytical engine for the Lending team, translating complex data into actionable insights to optimize credit strategies, maximize product profitability, and drive sustainable portfolio growth. This includes conducting performance analysis of underwriting models, identifying segments with under/over-performance, and delivering recommendations to reduce default rates without significantly harming approval rates. Responsibilities also involve automating and consolidating key weekly lending performance reports into a self-service dashboard, driving improvement in gross margin for core lending products by building and owning a dynamic unit economics model, and serving as the single point of accountability for the analytical strategy of major new business initiatives. Additionally, the role requires championing a hypothesis-driven culture by designing and executing high-impact A/B tests that deliver significant business wins.