[Remote] Senior Financial Analyst at Earnest

San Francisco, California, United States

Earnest Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, Education FinanceIndustries

Skills

Key technologies and capabilities for this role

ExcelGoogle SheetsPowerPointFinancial ModelingForecastingVariance AnalysisFinancial ReportingAutomationScriptingData Visualization

Questions & Answers

Common questions about this position

What is the salary range for this Senior Financial Analyst position?

This information is not specified in the job description.

Is this Senior Financial Analyst role remote or office-based?

This information is not specified in the job description.

What technical skills are required for this role?

High proficiency with Excel, Google Sheets, and PowerPoint is required, along with experience with Financial ERP systems.

What experience and personal attributes are needed for this position?

Candidates need 2-5+ years of finance/accounting experience, strong communication skills for C-suite interactions and cross-functional collaboration, and personal attributes including being highly motivated, a quick learner, and enthusiastic.

What makes a strong candidate for this Senior Financial Analyst role?

A strong candidate has 2-5+ years of finance experience, high proficiency in Excel, Google Sheets, PowerPoint, and ERP systems, plus C-suite communication skills; preferred qualifications like lending industry experience, coding in Python/R/SQL, and formula auditing strengthen applications.

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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