Earnest

Security Architect

San Francisco, California, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Cybersecurity, Financial Technology, Education TechnologyIndustries

Position Overview

  • Location Type: Hybrid (San Francisco Bay Area, with monthly travel to Oakland)
  • Job Type: Full-time
  • Salary: Not specified

Description: Earnies is dedicated to making higher education accessible and affordable. This role focuses on designing and implementing security solutions to protect the organization's applications, networks, and systems. The Security Architect will contribute to a secure development environment and guide the team on security best practices.

Requirements

  • Experience: 10+ years of experience in a security-related field.
  • AWS Experience: 5+ years of experience working with AWS environment.
  • Application Security: 5+ years of experience in application security, with either functional or imperative languages.
  • Security Policy Frameworks: Experience with security policy frameworks such as NIST, CIS, or FFEIC.
  • Code Review: Ability to perform security-focused code reviews.
  • Threat Hunting/Incident Response: Comfortable with typical threat hunting / incident response processes.
  • Container/Microservices: Experience with containers, microservices, and the risks associated with these systems.
  • Identity & Access Management: Understanding of both human and non-human identity, authentication and authorization.

Responsibilities

  • Design and implement security solutions to address organizational needs and mitigate risks across applications, networks, and systems.
  • Develop threat models and security standards, recommend security controls, and integrate security measures into system, infrastructure, and application designs.
  • Develop and deliver secure coding training, provide guidance on application security best practices, and encourage adherence to secure coding standards.
  • Define and enforce network access control policies, including firewalls, ACLs, and segmentation.
  • Ensure timely remediation of vulnerabilities and security audit trail production in server infrastructure and workstation endpoints.
  • Develop a robust Identity and Access Management (IAM) strategy by defining and implementing access management controls such as RBAC, SSO, IAM, FIdM, CASB, CIEM.

Preferred Qualifications

  • Professional security certifications (e.g., CISSP, OSCP, CISM).
  • Experience in an environment subject to SOX compliance.
  • Proficient in NodeJS, Python, and/or Go.
  • Experience with infrastructure automation tools such as Terraform and Ansible.
  • Software development experience with either functional or imperative languages.

Company Information

Earnies is committed to its mission of making higher education accessible and affordable. They offer tools to help people manage their student debt and financial futures.

Application Instructions

  • The location for this role is the San Francisco Bay Area.
  • The position requires monthly travel to the Oakland office.

Skills

AWS
Application Security
NIST
CIS
Threat Hunting
Incident Response
Containers
Microservices
Identity & Access Management
Code Review
Security Policy Frameworks

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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