Senior Software Engineer
AtoBSalary not specified
Full Time
Senior (5 to 8 years)
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Consumer Finance, RetailIndustries
Skills
Key technologies and capabilities for this role
Questions & Answers
Common questions about this position
What is the base pay range for this Principal Software Engineer role in the UK?
The GBR base pay range is £186,000 - £236,000 per year. Employees new to Affirm typically come in at the start of the pay range, based on factors like location, experience, and job-related skills.
Is this role remote, and what is the location policy?
This is a remote UK position. Affirm is a remote-first company where the majority of roles are remote, and you can work almost anywhere within the country of employ.
What are the key required skills and experience for this position?
Candidates need 12+ years of software engineering experience with technical leadership, proven success in large-scale fintech architecture in international contexts, deep expertise in European payments, KYC/AML compliance, and scalable distributed systems, plus strong communication and mentoring skills.
What benefits are offered with this role?
Benefits include monthly stipends for health, wellness, and tech spending, plus 100% subsidized medical coverage, dental, and vision for you and your dependents. Employees may also be eligible for equity rewards.
What makes a strong candidate for this Principal Software Engineer role?
A strong candidate has 12+ years of experience including technical leadership in fintech or consumer systems, expertise in European payments, compliance, and scalable systems, plus a proven track record mentoring senior engineers and building leadership communities.
Affirm
Provides buy now, pay later financing solutions
About Affirm
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.
San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.
Risks
Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.
Differentiation
Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.
Upsides
Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.
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