menedżer klienta agro at Santander

Grudziądz, Kuyavian-Pomeranian Voivodeship, Poland

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, AgricultureIndustries

Requirements

Minimum 5 years of experience in customer service for SMEs in the agricultural sector (finance area)
Very good knowledge of the agricultural market
Values contact with people and long-term relationships based on trust
Likes working in a team and achieving jointly set goals
Knowledge in financial analysis of agricultural farms
Minimum 5 years of experience in lending to agricultural sector clients
Broad knowledge of standards, processes, procedures, and banking products and services, especially those targeted at the agricultural sector
Experience in structuring financing for investments in the agricultural sector
Experience in financing agricultural farms with public funds support (preferential loans, PROW and KPS investments)
Experience in cooperation with agricultural organizations (Agricultural Advisory Centers and other industry organizations)
Minimum secondary education
Analytical skills
Ability to build long-term client relationships
Category B driver's license

Responsibilities

Acquiring clients from the agricultural sector for cooperation
Full diagnosis of client needs (including short- and long-term perspectives), matching the bank's offer with appropriate financing structure
Structuring transactions and preparing credit recommendations for agricultural sector clients
Scheduling meetings at the client's premises to understand the specifics of the agricultural farm operations
Presenting solutions to clients based on information from banking systems and using available tools
Providing information on current offers of banking and leasing products and services targeted at the agricultural sector
Organizing acquisition meetings
Initiating changes to improve/adapt products/services/processes to client needs and increase bank competitiveness
Achieving goals and tasks while supporting the results of the entire team and region
Ensuring the accuracy, quality, and completeness of client data in banking IT systems
Current and systematic registration of client contacts in the system
Offering and promoting banking and leasing products for agricultural sector clients

Skills

Key technologies and capabilities for this role

obsługa klienta MŚPsektor rolnyanaliza finansowa gospodarstw rolnychkredytowanie sektora rolnegostrukturyzowanie finansowania inwestycji rolnychkredyty preferencyjnePROWKPSprodukty bankowe rolnerynek rolny

Questions & Answers

Common questions about this position

What employment contract and benefits are offered?

The position offers a full-time employment contract on an initial 12-month term with the possibility of indefinite contract after the onboarding period, mobile work with agricultural clients, participation in an attractive bonus system with guaranteed bonus during onboarding, and a broad benefits package.

Is this a remote or mobile role?

The role involves mobile work with clients from the agricultural sector, including scheduling meetings at the client's premises to understand their farm operations.

What are the key required skills and experience for this role?

Candidates need at least 5 years of experience in serving SME clients in the agricultural sector (finance area), very good knowledge of the agricultural market, expertise in financial analysis of farms, experience in crediting agricultural clients, and skills in building long-term client relationships.

What is the company culture like?

The company values relationships with people, diversity among employees, teamwork to achieve shared goals, and providing the best financial experience for agricultural clients; they emphasize that everyone can bring unique value regardless of individual predispositions.

What makes a strong candidate for this position?

Strong candidates have at least 5 years of experience in agricultural finance and SME client service, deep knowledge of the agricultural market and farm financial analysis, experience with preferential credits and public funding programs like PROW and KPS, and a driver's license category B.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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