KYC Operations Associate Analyst

Tallinn, Harju County, Estonia

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$40,000 – $60,000Compensation

Junior (1 to 2 years), Entry Level & New GradExperience Level

Full TimeJob Type

UnknownVisa

Financial Services, Compliance, Regulatory AffairsIndustries

Requirements

Candidates should possess a Bachelor's degree in a relevant field such as Finance, Law, or Business Administration, and have at least one to two years of experience in KYC operations, compliance, or a related area. Strong analytical and problem-solving skills are essential, along with a thorough understanding of KYC/AML regulations and data privacy principles. Familiarity with regulatory frameworks and risk assessment methodologies is also desired.

Responsibilities

As a KYC Operations Associate Analyst, you will conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews, analyze customer activities and information, verify customer identity documents, and assess potential risks associated with various customer types. You will also review transaction history, conduct periodic reviews, maintain organized customer records, perform customer risk assessments, and escalate suspicious activities to the appropriate teams, ensuring Wise adheres to regulatory and compliance standards.

Skills

Customer Due Diligence

Enhanced Due Diligence

CDD

EDD

KYC

AML

Data Privacy

Regulatory Frameworks

Risk Assessment

Transaction History

Customer Risk Assessments

Wise

Facilitates low-cost international money transfers

About Wise

Wise focuses on international money transfers, providing a low-cost alternative to traditional banks. It uses a peer-to-peer system to match transfers between users in different countries, which helps reduce fees and offers better exchange rates. Customers pay a small, transparent fee for each transaction, and Wise also offers a multi-currency account for managing funds in various currencies. The company aims to maintain high performance and reliability while ensuring transparency and trust with its users.

London, United KingdomHeadquarters

2011Year Founded

$385.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

5,001-10,000Employees

Benefits

PTO & annual leave

Work from home flexibility

Parental leave

Medical insurance plans

Health & wellbeing discounts

Pension & retirement plans

Social events

Relocation support

Risks

Increased competition from banks integrating Swift services could challenge Wise's market share.

Regulatory scrutiny following Stenn's collapse may increase pressure on Wise.

Bitcoin's low transaction fees could attract customers away from Wise's services.

Differentiation

Wise offers a peer-to-peer system for low-cost international money transfers.

The company provides a multi-currency account for ex-pats, freelancers, and travelers.

Wise's transparent fee structure attracts customers seeking cost-effective money transfer solutions.

Upsides

Partnership with Morgan Stanley enhances Wise's cross-border settlement capabilities.

Expansion into India's remittance market presents significant growth opportunities for Wise.

API integrations offer additional revenue streams and market penetration for Wise.

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