Head Teller Service Consultant at M&T Bank

Londonderry, Northern Ireland, United Kingdom

M&T Bank Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
BankingIndustries

Requirements

  • Must be flexible around branch hours
  • Proves competencies in bank operations and demonstrates operational excellence
  • Establishing accuracy and balancing skills with maintaining balancing rate of 85% in accordance with Retail Policies and Procedure manual
  • Use of Bank’s Computer Systems and knowledge of S&T policies and procedures
  • Knowledge of Consumer Bank Customer Service Standards
  • Satisfactory Operation Assessment Readiness audit (OAR)
  • Provides technical direction and training for other customer service representatives

Responsibilities

  • Operates a customer service window to provide customers with exceptional customer service on a variety of transactions
  • Suggests solutions and options to customers and refers customers to appropriate areas of the bank
  • Resolves customer problems/issues/concerns in an accurate and efficient manner
  • Assists the Solution Center division by supporting external and internal customer telephone inquiries and research requests in a timely, courteous, and professional manner
  • Utilizing computer systems to properly identify customers, verify authenticity of the requested transaction, and complete required steps to protect the customer and the bank from fraud (including verifying balances, placing holds, and documenting proper identification)
  • Accepting checks for cashing, identifying customers, verifying endorsements and balances, and/or referring customers to branch management for authorization
  • Processing deposits and withdrawals and performing related duties
  • Providing additional customer services, which may include bank money orders, and other services
  • Accepting various loan payments or other types of payments
  • Balancing cash window daily
  • Ensures completion of ATM balancing & settlements daily
  • Ensures completion of Vault balancing daily
  • Works directly with and supports branch leadership
  • Contributes to Branch goals and sales and service standards as outlined in branch playbook and detailed by Branch Management
  • Executes professional sales and service behaviors in alignment with Bank’s Our Shared Future purpose, five values and core drivers
  • Utilize the Sales & Service Opportunity tool to personally track customer(s) who you introduced to a banker
  • Identifies customer needs and promotes the bank's services, answers questions regarding banking matters and directs customers to other branch team members for specialized products, solutions, and services
  • Identifies customer needs for other services to expand the business relationship and develops new customers to increase market share and improve profitability
  • Provides services including processing night deposits, mail deposits and safe deposit admittance as needed
  • Performs duties in support of branch operations, such as monthly reports, reconcilements, and logs
  • Use resources provided to keep the branch and business lines, including Wealth Management, Mortgage, and Business Banking balanced and in compliance
  • Promptly responding to customer/internal inquiries in a courteous and professional manner to ensure complete customer satisfaction
  • Providing customer and internal personnel with accurate product knowledge and service

Skills

Customer Service
Bank Operations
Transaction Processing
Fraud Prevention
Balancing
Bank Computer Systems
Customer Identification
Check Cashing
Deposit Processing
Withdrawal Processing
Money Orders

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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