Full Time Branch Ambassador - Eastern Maryland (North Cluster) at Capital One

Dundalk, Maryland, United States

Capital One Logo
Not SpecifiedCompensation
Entry Level & New Grad, Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • High School Diploma, GED, or Equivalent Certification
  • At least 1 year of Retail, Sales or Customer Service experience
  • At least 6 months of cash handling experience
  • Friendly, engaging, and able to connect with customers (people person)
  • Ability to reduce customer financial anxiety by assessing personal and business financial needs
  • Knowledge of compliance, audit, and security policies in accordance with Bank policy and Federal regulations
  • Adaptable with a growth mindset in a changing tech and financial environment
  • Customer experience-obsessed
  • Naturally curious and eager to learn products, services, and experiences
  • Digitally savvy, able to demonstrate mobile and online banking using branch devices
  • Team player able to work with and inspire banking professionals
  • Ability to research and answer customer inquiries using tools and channels to recommend solutions and enhance retention
  • Willingness to travel between branches in assigned local area (Eastern Maryland North Cluster)

Responsibilities

  • Perform transactions including check cashing, deposits, transfers, and withdrawals
  • Monitor fraud mitigation and adhere to operational policies and procedures
  • Resolve customer inquiries quickly and efficiently to deliver extraordinary customer experience
  • Support customers in all branch areas, including cash handling and service needs, rotating based on customer needs to minimize handoffs
  • Help customers with technology challenges, casual conversations, and showcasing services/products
  • Pull in experts to guide customers toward financial goals
  • Educate customers on banking channels, products, and services
  • Ensure compliance with all audit, security policies, and Federal regulations

Skills

Customer Service
Transaction Processing
Fraud Mitigation
Regulatory Compliance
Product Knowledge
Sales
Communication
Problem Solving

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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