Financial Underwriting Representative

Job Summary

Become a part of our caring community and help us put health first. The Financial Underwriting Representative is a quoting specialist for groups insured through Humana. The role computes rates for both renewing and prospective moderate to complex in-force group accounts.

Role Overview

The Financial Underwriting Representative 3 performs advanced administrative/operational/customer support duties that require independent initiative and judgment. May apply intermediate mathematical skills. The Financial Underwriting Representative plays a crucial role in assisting the underwriter and sales by providing support in the preparation and evaluation of proposals for existing groups. This position focuses on Dental, Vision, Life, and Disability products for group business. Provides estimates and accurate analysis of financial exhibits. Regularly exercises discretion and judgment in prioritizing requests and interpreting and adapting procedures, processes and techniques, and works under limited guidance due to previous experience/breadth and depth of knowledge of administrative processes and organizational knowledge. This position requires a detail-oriented individual who can effectively manage multiple tasks and communicate with various stakeholders to ensure a smooth underwriting process.

Key Responsibilities

• Prepare proposal exhibits for existing in-force groups to show alternative options to existing lines of business.
• Prepare proposal exhibits for new lines of business for existing in-force business.
• Assist sales with necessary adjustments to quotes for new and existing business.
• Communicates effectively with sales to gather information and clarify quote requests.
• Maintains accurate records of all underwriting activities to ensure compliance with company policies and requirements.
• Collaborate with team members to streamline processes and improve efficiency.
• Provides exceptional customer service by addressing inquiries and resolving issues related in a prompt and professional manner.
• Use your skills to make an impact.

Required Qualifications

• Customer Service experience
• Strong analytical skills and attention to detail
• Proficiency with Microsoft Word, Excel and Access
• Excellent communications and interpersonal skills
• Must be passionate about contributing to an organization focused on continuously improving consumer experiences

Preferred Qualifications

• Bachelor's Degree
• One or more years of underwriting or financial analysis experience

Employment Details

• Employment Type: Full time
• Scheduled Weekly Hours: 40
• Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.

Compensation

• Pay Range: $43,000 - $56,200 per year
  • The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

Benefits

Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

About Humana

Humana Inc. (NYSE: HUM) is committed to putting health first – for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they