Espec Coml Financeira I at Santander

Criciúma, Santa Catarina, Brazil

Santander Logo
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financeiro, BancárioIndustries

Requirements

  • Superior Completo (complete higher education)
  • Conhecimento básico em Excel e leitura de relatórios (basic knowledge of Excel and report reading)
  • Habilidades de comunicação, gestão e prospecção de clientes (communication, management, and client prospecting skills)
  • Ser analítico para criação de soluções estratégicas (analytical skills for creating strategic solutions)
  • Visão empreendedora, paixão, competitividade, conhecimento em área comercial e vendas (entrepreneurial vision, passion, competitiveness, commercial area and sales knowledge)
  • Atualizado com o mercado digital (up-to-date with the digital market)
  • Gosta de pessoas e seja organizado (enjoys working with people and is organized)
  • Possuir veículo próprio e CNH categoria B (own vehicle and CNH category B driver's license)
  • CPA 10 (differential/advantageous)

Responsibilities

  • Gestão de carteira de clientes e de cobrança (management of client portfolio and collections)
  • Desenvolvimento de produtos (product development)
  • Prospecção de oportunidades dentro do segmento de atuação (prospecting opportunities within the acting segment)

Skills

Key technologies and capabilities for this role

Gestão de carteiraCobrançaProspecção de clientesVendasExcelLeitura de relatóriosAnálise estratégicaComunicaçãoGestão de clientes

Questions & Answers

Common questions about this position

What benefits does this position offer?

The position offers medical and dental assistance, meal and food allowances, complementary pension, life insurance, childcare/babysitter aid, Gympass or Totalpass, transportation voucher, Nascer program, Be Healthy program for healthy habits, and PAPE personal support program.

Is this a remote position or does it require office presence?

This is a fully in-person position located in Criciúma, Brazil, with work hours from 9h to 18h.

What key skills and qualifications are required for this role?

Candidates need a complete higher education degree, basic Excel knowledge and report reading, client prospecting and management skills, communication skills, analytical abilities for strategic solutions, and a entrepreneurial mindset with sales skills. CPA 10 certification and owning a vehicle with CNH category B are differentials.

What is the company culture like at Santander Financiamentos?

The culture emphasizes horizontal structure across four clusters (Especialista, Líder, Head, Sócio), valuing simplicity, personal approach, fairness, diversity, customer focus, embracing change, quick action, teamwork, and open communication.

What makes a strong candidate for this Especialista Comercial Financeira I role?

Strong candidates have an entrepreneurial vision, passion, competitiveness, commercial area knowledge, sales skills, digital market awareness, people skills, organization, plus the listed competencies like customer thinking, embracing change, acting quickly, teamwork, and speaking up.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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