Doradca(-czyni)/Bankier(-ka) klienta biznesowego at Santander

Wolsztyn, Greater Poland Voivodeship, Poland

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Partner in conversations/negotiations for business clients
Knowledge of enterprise financial analysis
Ability to conduct credit analyses and prepare credit applications
Ability to acquire new corporate clients
Ability to assess business risk aspects
Interest in diversity of business models for companies
Desire to develop together with clients

Responsibilities

Building relationships within the bank and with clients
Acquiring new business clients and managing own business portfolio
Conducting conversations with new business partners
Supporting clients in their daily successes and helping them safely develop their business
Exploring and creating new company financing structures
Effectively managing own workday and tasks
Direct participation in the credit process

Skills

analiza finansowa

analizy kredytowe

aplikacje kredytowe

pozyskiwanie klientów biznesowych

ocena ryzyka biznesowego

negocjacje biznesowe

zarządzanie portfelem klientów

proces kredytowy

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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