Director of Product, Payments
QualiaSalary not specified
Full Time
Senior (5 to 8 years)
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Payments, Financial TechnologyIndustries
Requirements
- Deep understanding of the four-party ecosystem, card-based payments and experiences, with primary emphasis on the issuance side and integration points across buyers, issuers, acquirers, sellers, and technology platforms
- Strong people leadership experience to lead a team of 3–6 highly skilled senior product managers
- Ability to drive prioritization decisions, collaborate cross-functionally, and influence a complex and highly matrixed organization
- Capability to provide leadership and clear vision to direct and indirect teams
- Global perspective to balance regional and global opportunities
Responsibilities
- Lead product management for the entire Flex and Installments suite, including current and future products and services (Visa Flexible Credential, Visa Installment Credential, Visa Installment Solutions, Visa Transaction Matching Service, Visa Embedded Credential Platform)
- Drive product enhancements and critical key initiatives to accelerate issuance growth for large-scale issuers, mid-tier issuers, hyper-growth fintechs, and issuer partners and processors
- Deliver seamless, integrated product experiences, features, and capabilities across the Flex and Installments suite
- Champion deep understanding of issuer and fintech pain points, with relentless focus on improving cardholder experiences online and face-to-face
- Oversee development of new features and solutions, managing build-vs-buy-vs-partner decisions to ensure competitive value
- Manage team responsible for authoring requirements, roadmap, prioritization, execution status, and delivery within agreed time, cost, and quality parameters
- Own global Flex and Installments Rules, data indicators, and mandates, including updates and innovations to drive scale and success
- Work closely with teams across Visa (Flex and Installments Product - Wallet and Acceptance, Product Strategy, Solution Enablement, Platform Products, Tokens, OVN) to build, commercialize, and scale business services
Skills
Product Development
Payments
Issuance
Flex Products
Installments
Visa Flexible Credential
Visa Installment Solutions
Transaction Matching
Embedded Credential Platform
Four-Party Ecosystem
Card-Based Payments
Fintech
Team Leadership
Visa
Global digital payment network provider
About Visa
Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.
San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.
Risks
CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.
Differentiation
Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).
Upsides
Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.
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