[Remote] Deputy General Counsel at Mission Lane

United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

10+ years of legal practice experience, with a substantial focus on consumer financial services regulatory law within a law firm or in-house legal department
5+ years of direct experience advising on federal and state financial regulatory practices (e.g., those governing banks, credit card issuers, or large non-bank financial institutions)
Proven experience managing, mentoring, or directly supervising a team of 2 or more attorneys
Demonstrated experience in general corporate matters relevant to financial services and technology businesses
Deep regulatory knowledge of federal and state consumer financial laws, including: FCRA/Reg V, TILA/Reg Z, ECOA/Reg B, UDAAP, and BSA/AML
J.D. from an ABA-accredited law school
Current license and in good standing to practice law in at least one U.S. jurisdiction
Available to travel as needed
Preferred Qualifications
Prior legal leadership experience within a FinTech, high-growth company, or an environment known for fast-paced adaptation and innovation
Experience in a company undergoing a significant regulatory or structural transformation (e.g., scaling governance structures, adapting to heightened regulatory oversight)
Experience managing a state licensing program (e.g., through the NMLS system)
Experience working on industry issues with trade associations

Responsibilities

Lead and mentor a team of high-performing in-house attorneys, ensuring they are empowered to provide clear, actionable, and straight-forward legal advice to the business
Serve as a senior legal advisor to executive leaders and the business on a broad range of complex regulatory, corporate, and operational matters relevant to a growing financial services and credit card company
Partner closely with senior leadership to implement efficient legal review processes that introduce the appropriate structure and discipline needed for a scaling, regulated financial institution while preserving our ability to move quickly
Provide expert counsel on compliance matters partnering with our Compliance team including with federal regulatory practices and core consumer finance laws (e.g., FCRA, TILA/Reg Z, ECOA/Reg B, UDAAP, BSA/AML, TCPA, FDCPA, and relevant state laws)
Advise as needed on general corporate legal matters (e.g., entity governance, vendor contracts, intellectual property) as the business scales and enters new strategic partnerships
Collaborate with the General Counsel, Risk and Compliance partners to ensure seamless and effective alignment across risk, compliance, and legal functions

Skills

Key technologies and capabilities for this role

Legal LeadershipRegulatory ComplianceFCRATILAReg ZECOAReg BUDAAPBSA/AMLTCPAFDCPACorporate LawConsumer Finance LawTeam Management

Questions & Answers

Common questions about this position

What experience is required for the Deputy General Counsel role?

Candidates need 10+ years of legal practice experience with a substantial focus on consumer financial services regulatory law, 5+ years advising on federal and state financial regulatory practices, proven experience managing a team of 2 or more attorneys, and demonstrated experience in general corporate matters for financial services and technology businesses.

What specific regulatory knowledge is needed for this position?

Deep knowledge of federal and state consumer financial laws is required, including FCRA/Reg V, TILA/Reg Z, ECOA/Reg B, UDAAP, and BSA/AML, TCPA, FDCPA, and relevant state laws.

What is the salary or compensation for this role?

This information is not specified in the job description.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What leadership responsibilities does the Deputy General Counsel have?

The role involves leading and mentoring a team of high-performing in-house attorneys, with proven experience managing, mentoring, or supervising a team of 2 or more attorneys.

Mission Lane

Provides transparent credit solutions and education

About Mission Lane

Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.

Richmond, VirginiaHeadquarters

2018Year Founded

$687.8MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

201-500Employees

Benefits

Full health, dental, and vision benefits

FSA

Paid parental leave

401k with company match

Generous PTO

Flexible work schedule

Risks

Increased competition from fintechs could erode Mission Lane's market share.

Economic downturns may lead to higher default rates, impacting profitability.

Rapid tech advancements require continuous updates, straining Mission Lane's resources.

Differentiation

Mission Lane offers credit cards with no hidden fees or security deposits.

Instant credit card application decisions reduce customer anxiety and waiting times.

Partnership with Plaid enhances access to over 7,000 financial apps and services.

Upsides

Recent $150 million investment supports aggressive expansion and product development.

Credit Builder Account offers unique value with no fees or interest for credit improvement.

Brandon Black's appointment as CEO brings strategic growth and operational excellence.

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