[Remote] Credit Underwriter at Octopus Energy

United Kingdom

Octopus Energy Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Automotive, Financial Services, EnergyIndustries

Requirements

Candidates must be willing to process and evaluate credit applications for consumers and corporations, and possess the ability to interpret credit application information, including accounts and KPIs. Experience in a hands-on credit assessment and underwriting role, knowledge of credit policies, familiarity with automated credit decisioning platforms, and experience in vehicle leasing are essential. Experience in B2B credit risk for business contract hire and salary sacrifice products, as well as consumer credit assessment, is also required.

Responsibilities

The Credit Underwriter will manage the day-to-day credit and underwriting process, review and manage credit escalations and referrals, and make underwriting decisions for clients not handled by auto-underwriting. They will also support the development of consumer scorecards, underwriting policy, process, and systems.

Skills

Credit Underwriting
B2B Credit Risk Assessment
Consumer Credit Assessment
Credit Policy Development
Automated Credit Decisioning Platforms
Financial Analysis
KPI Interpretation
Vehicle Leasing

Octopus Energy

Provides affordable green energy solutions

About Octopus Energy

Octopus Energy provides affordable green energy solutions to households and businesses across multiple countries, including the UK, US, Japan, Germany, New Zealand, and Australia. The company focuses on the renewable energy market and utilizes technology and data to enhance its services. Its main product offerings include direct energy sales to consumers and the licensing of its proprietary Kraken technology platform to other energy providers. This platform helps streamline energy management and improve customer experience. Unlike many competitors, Octopus Energy emphasizes sustainability and offers additional services such as electric vehicle solutions. The company's goal is to make green energy accessible and affordable while promoting the use of renewable resources.

London, United KingdomHeadquarters
2016Year Founded
$2,476.6MTotal Funding
GROWTH_EQUITY_VCCompany Stage
Data & Analytics, Automotive & Transportation, EnergyIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation
401(k) Company Match
Parental Leave
Flexible Work Hours
Company Equity
OE Group Share Scheme

Risks

Increased competition in renewable energy may impact market share.
Rapid international expansion exposes Octopus to geopolitical risks.
£3 billion repayment to UK government could strain financial resources.

Differentiation

Octopus Energy's Kraken platform optimizes energy usage for zero-bill homes.
The company leads in electric aircraft charging with AeroVolt collaboration.
Octopus Energy's global reach includes partnerships in Brazil and Japan.

Upsides

'Zero Bills' initiative could revolutionize sustainable living in the UK.
Partnership with Energisa opens South American renewable energy market.
Investment in Ocergy enhances offshore wind capabilities globally.

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