Senior Director, Credit Risk

The Senior Director, Credit Risk will lead the underwriting team and be responsible for developing and designing strategy to launch and scale successful credit programs. This role involves scaling the credit underwriting organization, mentoring and developing a world-class team of credit risk professionals, and driving innovation to establish best-in-class credit strategies and underwriting models. The individual will represent Marqeta at the highest levels with customers and partners, work closely with internal stakeholders including Product, Risk Operations / Servicing, Finance, and Data, and partner with external bank partners and customers. Key duties include overseeing portfolio performance and account management, building, reviewing, and refining underwriting models, proactively monitoring and adjusting credit policies, establishing credit strategies for card programs, enhancing underwriting and risk documentation, reporting KPIs to senior management and external stakeholders, partnering with product to build modern credit stacks and data strategy, and providing risk consulting services to bank partners and customers.