Electronic Data Interchange (EDI) Analyst
Penumbra IncSalary not specified
Full Time
Junior (1 to 2 years)
Cost of Sales - Interchange Unit, Senior Associate at Checkout.com
Quatre Bornes Town, Plaine Wilhems, Mauritius
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, PaymentsIndustries
Requirements
- 4+ years of experience in the payment industry in the Card Schemes pricing domain and/or in high-volume transaction environment
- Excellent analytical and problem-solving skills, with motivation to find end-to-end solutions
- Ability to work cross-functionally and with remote teams
- Excellent attention to detail and ability to work with complex datasets
- Ability to meet tight deadlines in an evolving environment and sometimes shifting priorities
- Willingness to take the initiative and continuously learn
- Strong sense of ownership and accountability
- Proficient in Microsoft Excel, SQL
- Experience with BI tools, JIRA, Retool is a plus
- Bachelor’s degree in Finance, IT or Analytics
- Fluency in English, and superb communication skills at all levels
- Knowledge of Interchange and Scheme Fees, Card Schemes and Payments Processing will be an advantage
Responsibilities
- Monitor, analyze, and interpret interchange rates, rules, and regulations from various payment networks and partners relevant to our operations in any international markets CKO serves
- Perform regular reconciliation of interchange fees and related costs, identifying and resolving discrepancies in a timely manner
- Develop and maintain models to forecast interchange costs and assess the financial impact of changes in interchange structures
- Support the implementation of new interchange programs and ensure system configurations accurately reflect current fee structures
- Contribute to the month-end closing process for cost of sales, ensuring all interchange and related costs are accurately accrued and reported
- Liaise with internal teams (e.g., Finance, IT, Product, Sales, Operations) to provide expertise on interchange and cost of sales matters
- Support client-facing teams by providing insights and resolving queries related to interchange fees and their impact
- Collaborate with external partners, including payment networks, on interchange-related issues and initiatives
- Identify and recommend improvements to processes, systems, and controls within the Cost of Sales & Interchange function to enhance efficiency and accuracy
- Maintain comprehensive documentation of interchange rates, processes, and analyses
- Provide guidance and support to junior team members as required
- Stay updated on industry best practices, emerging trends in payments, interchange, and cost management
Skills
Interchange Analysis
Financial Modeling
Cost Reconciliation
Month-End Closing
Forecasting
Payment Networks
Stakeholder Collaboration
Fintech
Excel
SQL
Checkout.com
High-performance payments platform for enterprises
About Checkout.com
Checkout.com provides a payments platform that helps businesses process payments, send payouts, and manage card programs. The platform is designed for large enterprises and growing businesses, allowing them to handle high volumes of transactions quickly and reliably. It integrates with clients' existing systems and offers a range of payment services, generating revenue through transaction fees and subscriptions. Unlike many competitors, Checkout.com focuses on providing a comprehensive, cloud-based solution that supports the financial operations of its clients across the globe. The goal of Checkout.com is to streamline payment processes and enhance the payment experience for both businesses and their customers.
London, United KingdomHeadquarters
2012Year Founded
$1,780.1MTotal Funding
SERIES_DCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Work-life balance - Flexible working and plenty of time off to unwind. We’ll even give you your birthday off.
Recognition - Peer recognition program and quarterly Hero Awards. We celebrate success together.
Career development - Tailored career development and learning pathways. We’ll help you unlock your potential.
Celebrating diversity - Internal community groups and cultural events. We celebrate our differences.
Staying healthy - A global wellness programme and private health insurance. We support your wellbeing.
Security for the future - Comprehensive plans for you and your loved ones. We’ll take care of you.
Giving back - Employee-led community outreach, payroll giving and a volunteering day. We care about your causes.
Risks
Checkout.com faces increased competition from emerging fintech startups.
Economic instability in the UK and EU may impact Checkout.com's revenue.
Regulatory scrutiny on data privacy could increase compliance costs.
Differentiation
Checkout.com offers payments in over 150 currencies with in-country acquiring.
The platform integrates fraud filters and reporting through a single API.
Checkout.com supports major international cards and local payment methods.
Upsides
Checkout.com is expanding in Japan, enhancing its global presence.
The partnership with Zing increases digital payment methods and product growth.
Checkout.com launched Octopus for online payments, a first for global PSPs.
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