Corporates Ratings - Director (NY / Chicago) at KUBRA

New York, New York, United States

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$110,000 – $180,000Compensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Credit RatingsIndustries

Requirements

Bachelor’s degree in any subject that prepares for qualitative/quantitative analysis and strong writing; Master’s degree preferred
Minimum of 7+ years of experience as a financial analyst in a bank or financial institution
Prior fundamental credit training, including financial statement analysis, preferred
Ability to conduct due-diligence and interact with clients as part of the rating process
Solid understanding of capital markets with relevant experience in credit, fixed income research, or capital markets
Experience analyzing corporate financial statements, including 10-Ks and 10-Qs
Ability to work as an integral part of a team and across disciplines in a challenging, dynamic environment
Ability to manage time and resources in a fast-growing company
Familiarity with Generative AI tools (e.g., ChatGPT) for research, data insights, and productivity (plus)

Responsibilities

Lead the credit rating process by preparing internal credit memos, analyzing cash flows, performing sector analysis, and publishing credit reports
Author sector research for investors and lenders across private credit, direct lending, and public debt markets
Assist in the development and evolution of rating processes and analytical tools
Participate in issuer and investor meetings to explain KBRA methodologies and demonstrate understanding of industry trends

Skills

Key technologies and capabilities for this role

Credit AnalysisCash Flow AnalysisSector AnalysisCredit ResearchRating MethodologiesFinancial AnalysisQuantitative AnalysisQualitative AnalysisCredit MemosIssuer Meetings

Questions & Answers

Common questions about this position

What is the salary range for the Corporates Ratings Director position?

The anticipated annual base salary range is $110,000 to $180,000, determined by factors such as experience, skills, geography, and other job-related factors.

Is this position remote or hybrid, and what are the office requirements?

This is a hybrid position requiring Tuesdays, Wednesdays, and Thursdays in the office in either New York or Chicago.

What are the key skills required for this Director role?

Key skills include conducting due-diligence and interacting with clients, solid understanding of capital markets and credit/fixed income research, experience with corporate financial statements like 10-Ks and 10-Qs, teamwork across disciplines, and time management in a fast-growing company.

What is the work environment like at KBRA for this role?

The role involves working in a highly collaborative team that liaises with internal and external stakeholders, with significant interaction with senior management of corporate issuers in a challenging and dynamic environment.

What qualifications make a strong candidate for this position?

Strong candidates have a Bachelor’s degree (Master’s preferred), at least seven years of financial analyst experience in a bank or financial institution, prior fundamental credit training, and the listed key skills; familiarity with Generative AI tools is a bonus.

KUBRA

Customer experience management for utilities and government

About KUBRA

KUBRA provides customer experience management solutions tailored for large utility companies and government entities in North America. Their services include billing and payments, mapping, mobile applications, proactive communications, and artificial intelligence tools, all aimed at improving customer interactions and operational efficiency. KUBRA's solutions are used by over 365 clients, impacting more than 40% of households in the U.S. and Canada, resulting in over 1.5 billion customer interactions each year. The company offers various digital payment options, including partnerships with Apple Pay and Google Pay, ensuring convenience for customers. KUBRA generates revenue through subscription fees for its software and transaction fees from payment processing, allowing for steady income while expanding its offerings. The goal of KUBRA is to enhance customer engagement and streamline operations for utilities and government organizations.

Mississauga, CanadaHeadquarters

1992Year Founded

GROWTH_EQUITY_VCCompany Stage

Government & Public Sector, Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Paid day off for your birthday

Flexible Work Hours

Bi-annual performance-based bonus

Professional Development Budget

Health Savings Account/Flexible Spending Account

401(k) Company Match

Risks

Emerging tech startups pose a competitive threat to KUBRA's market share.

Economic downturns may reduce budgets for KUBRA's utility clients.

Data privacy regulations could increase compliance costs for KUBRA.

Differentiation

KUBRA offers a comprehensive suite of customer experience management solutions for utilities.

KUBRA's solutions reach over 40% of households in the U.S. and Canada.

KUBRA partners with major platforms like Apple Pay and Google Pay for flexible payments.

Upsides

KUBRA's advanced analytics enhance data insights for utility companies.

Strategic partnerships with VertexOne and NorthStar expand KUBRA's market reach.

Growing demand for digital payments aligns with KUBRA's offerings.

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