Consumer Compliance Senior Analyst at Credit Karma

Oakland, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, BiotechnologyIndustries

Requirements

Candidates should possess a Bachelor’s degree and a minimum of 5 years of professional experience, with preferred certifications such as CFE, CIA, or CRCM. Strong knowledge of consumer lending regulations, including ECOA, FCRA, TILA, FDCPA, UDAP, GLBA/Privacy, and OFAC is required, along with experience in 3rd party vendor management. The ability to work independently, demonstrating self-starter qualities, enthusiasm, and motivation is also necessary. Excellent analytical, problem-solving, communication, interpersonal, and writing skills are essential, alongside strong organizational and attention to detail.

Responsibilities

The Consumer Compliance Senior Analyst will provide compliance advisory services for newly created consumer products, collaborating with Product, Marketing, Legal, and Servicing & Collections teams to ensure regulatory compliance. They will review bank partner implementation logs, develop compliance controls, create monitoring mechanisms, and provide status updates to senior management regarding timelines and potential obstacles. The role involves working cross functionally to get products approved by the bank partner and contributing to the enhancement of compliance processes and systems.

Skills

Consumer Compliance

Product Advisory

Regulatory Compliance

Financial Services

Risk Management

Cross-functional Collaboration

Communication

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters

2007Year Founded

$358MTotal Funding

ACQUISITIONCompany Stage

Fintech, Cybersecurity, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Commuter Benefits

Wellness Program

Paid Vacation

Paid Sick Leave

Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.

Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.

Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.

The company offers a comprehensive suite of free financial tools and recommendations.

Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.

AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.

Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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