Consumer Compliance Consultant - ROQA External Exam Management at M&T Bank

Getzville, New York, United States

M&T Bank Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Bachelor’s degree or equivalent work experience
  • Minimum three years’ relevant industry experience, including one year of compliance experience
  • Demonstrated knowledge of risk management strategies and the financial industry
  • Advanced analytic and risk management understanding
  • Ability to work well with all levels of management
  • Self-motivation and organizational skills
  • Excellent written and verbal communication skills
  • Attention to detail
  • Solid working knowledge of personal computers and software utilized by the Division
  • Four years’ supervisory/work leadership experience preferred
  • Four years’ departmental experience preferred
  • Solid understanding of the mortgage residential life cycle (preferred)
  • Proficient with MSP/screen data elements (preferred)
  • Innovative mindset with data, analytics/automation to enhance the audit coordination process (preferred)
  • Team player who can resolve problems independently with little supervision/advanced problem-solving skills/critical thinking skills (preferred)
  • Ability to execute in a fast-paced, high-demand environment while balancing multiple tasks and working under time constraints (preferred)
  • Self-motivated, results-driven (preferred)
  • Strong presentation skills (preferred)
  • Adept at maintaining professionalism during challenging assignments (preferred)
  • Strong interpersonal skills for business partner relationships (preferred)
  • Advanced knowledge of Excel and PowerPoint (preferred)

Responsibilities

  • Work with business line on efforts to adhere to risk management best practices
  • Ensure all activities and work products are appropriately vetted and approved by Management/Senior Leader, as appropriate
  • Provide support and guidance to junior members of the team to ensure forward progress on investor exams to meet deliverable dates
  • Prepare and present updates and communication to various levels of management
  • Analyze various State and Investor regulations/requirements to determine relevance to business lines
  • Work with the business line to develop and implement appropriate policies and procedures to ensure compliance with regulations/requirements
  • Manage External Exam Management weekly/monthly reporting
  • Manage the process of identifying corrective actions and formulating solutions that minimize the impact of identified compliance issues
  • Support business line by providing technical compliance expertise in furthering business line initiatives and resolving issues to ensure policies, procedures, and controls result in material compliance
  • May serve as a team lead

Skills

Regulatory Compliance
Risk Management
Regulatory Analysis
Policy Development
Exam Management
Compliance Reporting
Corrective Action Management
Investor Regulations

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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