[Remote] Compliance Analyst - Advisory at EarnIn

United States

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$80,000 – $90,000Compensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, FintechIndustries

Requirements

Candidates should possess 3+ years of experience in compliance, risk management, or a related field in professional services, Fintech, or financial services, and relevant certifications such as CRCM or CUCE are preferred. A basic understanding of financial services laws and regulations, payment systems/rails, and a willingness to learn and apply guidance are also required.

Responsibilities

The Compliance Analyst will collaborate with product and marketing teams to support compliance efforts by gathering requirements and providing operational insights, assist in evaluating compliance requirements for new and existing products, conduct research and analysis of new regulations, support the development and maintenance of compliance policies and controls, partner with teams to monitor and test adherence to compliance policies, assist in designing and delivering compliance training materials, contribute to compliance risk assessments, and participate in cross-functional projects while monitoring and reporting on the implementation of corrective actions and providing clear guidance to stakeholders.

Skills

Regulatory Compliance

Consumer Protection

Risk Management

Data Analysis

Product Compliance

Operational Insights

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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