Commercial Lines Underwriter at Auto-Owners Insurance

Charlotte, North Carolina, United States

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Not SpecifiedCompensation

Entry Level & New Grad, Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

InsuranceIndustries

Requirements

Bachelor’s degree or direct equivalent experience with property/casualty underwriting
Ability to organize data, multi-task, and make decisions independently
Above average communication skills (written and verbal)
Ability to write reports and compose correspondence
Ability to resolve complex issues
Willingness to continually develop product knowledge through participation in approved educational programs

Responsibilities

Learn various insurance coverages and contracts along with company philosophy and procedures
Make underwriting decisions based on learned knowledge
Read, interpret, and react to documents such as policies, manuals, forms, and endorsements
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
Analyze loss experience, financial conditions, and physical characteristics of risks
Acquire a working knowledge of supporting sections of the underwriting department
Effectively communicate with independent agents and other associates through verbal and/or written means
Participate in and successfully complete the Company underwriter training program

Skills

Key technologies and capabilities for this role

Property/Casualty UnderwritingRisk AnalysisLoss Experience AnalysisFinancial AnalysisInsurance PoliciesReport WritingData OrganizationMulti-taskingCommunicationDecision Making

Questions & Answers

Common questions about this position

What is the work arrangement for this position?

The position is hybrid with potential for remote work up to 3 days per week after training.

What benefits are offered for this role?

Benefits include a competitive base salary, matched 401(k), fully-funded pension plan once vested, bonus programs, generous paid time off, friendly work environment, structured training program, and employee mentoring.

What are the key requirements for this underwriting trainee position?

Requirements include a Bachelor’s degree or equivalent experience in property/casualty underwriting, ability to organize data, multi-task, and decide independently, above average communication skills, ability to write reports and resolve complex issues, and willingness to develop product knowledge.

What is the salary for this Commercial Lines Underwriter role?

The job description states salary is not specified, though a competitive base salary is mentioned as part of benefits.

What makes a strong candidate for this underwriting trainee position?

Strong candidates will have a Bachelor’s degree or equivalent property/casualty underwriting experience, excellent communication and multitasking skills, the ability to make independent decisions and resolve complex issues, and a willingness to engage in ongoing training and development.