Method Financial

Business Lead, Lending

New York, New York, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Requirements

Candidates should possess 12+ years of professional experience in strategic operations, consulting, or product within a lending-focused company or adjacent vertical such as fintech or credit, and an MBA or equivalent business training is strongly preferred. They should also have prior exposure to product strategy, strategic finance, or general management in consumer lending environments and experience navigating regulated financial services.

Responsibilities

The Business Lead, Lending will oversee Method’s Lending vertical, driving the go-to-market, operational, and product direction of the lending business, partnering closely with the CEO and leadership to shape commercial strategy, customer experience, and roadmap. They will own the strategy and execution for the lending business line, serving as an internal subject matter expert on lending trends and customer requirements, managing progress towards revenue and gross margin goals, and coordinating across functions to ensure alignment and execution. Additionally, they will translate business needs into lending-specific GTM and product strategies, refine sales enablement, pricing, and messaging, and partner with product leadership to influence roadmap and positioning based on client feedback.

Skills

Product strategy
Strategic finance
General management
Cross-functional execution

Method Financial

API for comprehensive debt management solutions

About Method Financial

MethodFi provides a debt management solution through a single application programming interface (API) that allows developers to integrate features like loan repayment and balance transfers into their applications. The API can handle various types of debts, including student loans and credit cards, and retrieves real-time data without needing user credentials. MethodFi differentiates itself by lowering lending risk and increasing revenue for businesses while improving users' financial health. The company generates revenue by charging for its API and related services, including compliance and identity verification.

Key Metrics

Austin, TexasHeadquarters
2021Year Founded
$18MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Benefits

💰 Competitive salary + equity
🧑‍💻 Remote first + flexible work schedule
🏡 Home office stipend + hardware
🏖️ Unlimited PTO
🏥 Full healthcare
📚 Learning stipend
👶 Paid parental leave
🏫 Student loan repayment

Risks

Increased competition from fintech startups may dilute Method's market share.
Reliance on partnerships poses risks if partners develop in-house solutions.
Rapid scaling plans could lead to operational challenges and resource strain.

Differentiation

Method Financial offers a debt-agnostic API for diverse liabilities management.
The API provides real-time data without requiring user credentials, enhancing security.
Method's partnerships, like with BitPay, integrate crypto payments with traditional finance.

Upsides

Partnerships with companies like Happy Money enhance debt consolidation and payment processes.
Rising demand for real-time financial data integration boosts Method's market potential.
Method's $16M Series A funding supports product development and team expansion.

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