Credit Key

Product Manager

United States

$60,000 – $90,000Compensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
InternshipJob Type
UnknownVisa
Financial Technology, Software, SaaSIndustries

Position Overview

  • Location Type: Remote
  • Job Type: Full-time
  • Salary: (Salary not provided in the description)

Credit Key is the leading provider of flexible payments for B2B transactions. We empower businesses to offer their customers greater access to capital with flexible payment terms, revolutionizing the way companies finance their operations. As we continue to grow and scale our team, we are looking for a Product Manager to help shape and lead the strategy for our borrower and merchant experience products. Reporting to the Director of Product, you will play a critical role in delivering innovative solutions that reduce friction, drive business value, and enhance both borrower and merchant outcomes. This role requires close collaboration with cross-functional teams including engineering, design, marketing, sales, and customer success.

Requirements

  • Experience: 4+ years of experience in product management, preferably in fintech or B2B SaaS environments, with a proven track record of launching successful products.
  • Technical Aptitude: Experience collaborating with engineering teams and an understanding of technical systems and architectures.
  • Problem-Solving Skills: Ability to navigate ambiguity, propose solutions, and make decisions even with limited resources or incomplete information.
  • Customer-First Mindset: A deep understanding of both borrower and merchant needs, with the ability to translate customer feedback into product enhancements and innovations.
  • Data-Driven Decision Making: Comfort with analyzing both qualitative and quantitative data to identify insights, drive product improvements, and define KPIs.
  • Entrepreneurial Spirit: A self-starter who takes initiative and ownership, able to lead product efforts.

Responsibilities

  • Define Product Strategy: Lead the development of the product roadmap and vision, focusing on delivering innovative solutions to improve the user experience for both borrowers and merchants.
  • Product Lifecycle Ownership: Manage the end-to-end lifecycle of products from ideation, design, development, testing, to launch and iteration.
  • Cross-functional Collaboration: Work closely with engineering, design, data science, sales, marketing, and customer success teams to deliver products that meet business objectives, technical requirements, and customer needs.
  • Drive Business Outcomes: Use data-driven decision-making to prioritize product initiatives that drive measurable business results, increase product adoption, and maximize customer satisfaction.
  • Data & Metrics-Driven Approach: Define success metrics, track key performance indicators (KPIs), and leverage data to optimize product features and functionality.
  • Ownership of Product Backlog: Own and prioritize the product backlog, ensuring that development efforts are aligned with company objectives and user needs.
  • Stakeholder Management: Communicate product vision, strategy, and roadmaps effectively to both internal stakeholders and external partners.

Skills

Product Roadmap
Product Vision
Fintech
B2B SaaS
Data-Driven Decision Making
Prioritization
Stakeholder Management
Product Lifecycle
Technical Aptitude
Problem-Solving
Customer-First Mindset

Credit Key

B2B payment solutions with flexible financing

About Credit Key

Credit Key improves B2B payments by offering a "Buy Now, Pay Later" (BNPL) solution that allows business buyers to make purchases and pay over time, while merchants receive payments within 48 hours. The platform provides instant credit decisions and pre-approvals, making the payment process faster than traditional credit options. With financing available for up to 12 months, Credit Key helps increase sales and customer loyalty for merchants. The goal is to enhance the B2B payment experience and provide a more efficient alternative to traditional financing.

Los Angeles, CaliforniaHeadquarters
2015Year Founded
$49.9MTotal Funding
EARLY_VCCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
401(k) Company Match
Remote Work Options
Flexible Work Hours
Home Office Stipend

Risks

Increased competition from new entrants like Resolve and Fundbox threatens market share.
Potential regulatory scrutiny on BNPL services could impact Credit Key's operations.
Rising interest rates may affect Credit Key's profit margins and financing attractiveness.

Differentiation

Credit Key offers instant credit decisions, unlike traditional slow credit solutions.
Their omnichannel approach covers both online and offline transactions seamlessly.
Credit Key provides financing options for up to 12 months, enhancing customer loyalty.

Upsides

Increased demand for B2B BNPL solutions boosts Credit Key's market potential.
Partnerships with e-commerce platforms expand Credit Key's reach and integration opportunities.
Rising interest in omnichannel solutions aligns with Credit Key's business model.

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