Business Analyst Transverse Finance - H/F at Tala

Paris, Île-de-France, France

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Finance, Banking, ConsultingIndustries

Requirements

Bac+5 in Finance or Information Technology
At least 3 years of experience in a bank (retail bank, investment bank, or financing bank) or any financial organization
Knowledge of the banking sector appreciated
Mastery of the following technical environments is a plus: Power BI, VBA/Excel, SQL, Access, and MS Office suite
English desired
Integrative, rigorous, dynamic, with demonstrated organizational and adaptation skills, strong team spirit, flexibility, creativity, and initiative

Responsibilities

Act as MOA (gather needs, write functional specifications, etc.), challenge user needs, determine priorities, and make proposals
Perform high-value advisory missions such as process analysis and mapping, project support considering organizational and technical changes, and team skill-building
Integrate strategic decisions into operational processes and/or information systems
Participate in projects for implementing and adapting solutions, organization, process initiation and updates, and software package integration
Conduct preliminary studies and feasibility analyses
Frame projects, write expressions of needs, and perform banking homologation
Assist in selecting optimal solutions (internal or external)
Develop IT master plans, functional mapping, and process formalization
Plan and coordinate projects
Manage change and support users

Skills

Business Analysis

Finance

Banking

Retail Banking

Investment Banking

Information Systems

Methodologies

Regulations

Software Packages

Processes

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters

2011Year Founded

$341.1MTotal Funding

DEBTCompany Stage

Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.

Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.

Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.

The company provides instant credit and expansive bill payment options via a single app.

Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.

Apple's NFC chip opening may allow Tala to offer more seamless payment options.

Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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