Analyst Risk Controlling (m/w/d) at Santander

Vienna, Vienna, Austria

Santander Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Abgeschlossenes Studium mit Schwerpunkt Betriebswirtschaft, Statistik, Mathematik, Informatik oder abgeschlossene Ausbildung mit Schwerpunkt Bankenbereich
  • Mehr als 2 Jahre Berufserfahrung im Risikomanagement oder Ähnliches
  • Gute Kenntnisse in MS Office und Datenbanken (SAS, SQL, Data-Warehouse)
  • Sehr gute Deutschkenntnisse sowie gute Sprachkenntnisse in Englisch
  • Hohe Teamfähigkeit, Kommunikationsstärke und sicheres Auftreten
  • Selbstständige Arbeitsweise sowie analytische und strategische Denkweise

Responsibilities

  • Aktives Management der Risikoaspekte des gesamten Credit Life Cycles
  • Kalkulation, Planung und Abweichungsanalysen für Wertberechtigungen, Risikokosten und rückständige Forderungen inklusive Forderungsverkäufe
  • Umsetzung der Anforderungen aus Basel sowie der Regulatoren
  • Enge Kooperation mit internen Bereichen sowie den Bereichen im Konzern
  • Ansprechperson für Wirtschaftsprüfer und interne Audits
  • Regelmäßiges Berichtswesen der relevanten Risiken an die Geschäftsführung
  • Umsetzung von Headquarterinitiativen im Bereich des Risiko Controllings

Skills

SQL
SAS
Data Warehouse
MS Office
Risk Management
Credit Risk
Basel Regulations
Analytics
Reporting
Excel

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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