Ethos Life

AI Lead

Bengaluru, Karnataka, India

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
InsurtechIndustries

Requirements

Candidates should possess a Master’s or Ph.D. degree in Computer Science, Data Science, Machine Learning, or a related field, along with at least 5 years of experience in AI/ML, specifically applying these technologies to real-world problems, and a proven track record in developing and deploying AI solutions within the insurance or financial services industry. Strong expertise in machine learning frameworks such as TensorFlow and PyTorch, and proficiency in programming languages like Python and R are required, alongside experience with multi-modal data integration and analysis.

Responsibilities

The AI Lead will be responsible for leading the development and implementation of AI-driven solutions to automate underwriting processes, exploring and integrating new data sources to enhance the multi-modal underwriting information graph, defining, developing, and refining underwriting rules using advanced machine learning and AI techniques, collaborating with data scientists, engineers, and product teams to build and deploy scalable AI models, ensuring the accuracy, efficiency, and regulatory compliance of the AI-driven underwriting system, staying updated with the latest advancements in AI/ML and applying best practices to continually improve the system, and mentoring and guiding junior AI team members, fostering a culture of innovation and excellence.

Skills

AI
Machine Learning
Data Integration
Underwriting Rules
Model Deployment
Regulatory Compliance
Data Science
Scalable AI Models
Advanced AI/ML Techniques

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Austin, TexasHeadquarters
2016Year Founded
$395.4MTotal Funding
SERIES_DCompany Stage
Financial ServicesIndustries
501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.
Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.
The company provides complimentary estate planning tools, enhancing customer value and experience.
Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.
Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

Land your dream remote job 3x faster with AI