[Remote] VP Product - Lending & Retention at Tala

United States

Tala Logo
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries

Requirements

  • Proven experience in product leadership, specifically within lending and retention
  • Experience developing and communicating product roadmaps
  • Understanding of risk management and regulatory compliance in lending
  • Experience with capital markets and funding initiatives
  • Experience building and leading high-performing product teams
  • Ability to analyze data and establish KPIs for product performance
  • Experience working in a global environment

Responsibilities

  • Define and drive the product vision and strategy for lending and retention
  • Balance innovation with portfolio health, risk, and regulatory compliance
  • Partner with Finance & Capital Markets to ensure sustainable funding
  • Translate portfolio and product performance into narratives for investors and regulators
  • Anticipate and influence macroeconomic and regulatory shifts
  • Own product strategy across the entire lending journey and customer conversion funnel
  • Design retention initiatives to drive repeat usage and lifetime value
  • Lead, mentor, and grow a world-class product team
  • Lead Best-in-Class Repayments and Recoveries plans
  • Build a product strategy that drives global lending performance while tailoring execution for local contexts
  • Collaborate with GMs and market teams to ensure product decisions resonate locally
  • Establish KPIs for lending product performance

Skills

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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