[Remote] Senior Underwriting Manager at Ethos Life

United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Insurtech, Life InsuranceIndustries

Requirements

Bachelor’s degree in Business Administration, Finance, Actuarial Science, Insurance, or a related field (Master's degree preferred)

Responsibilities

Provide leadership, vision, and direction to the life underwriting team, fostering a culture of excellence, collaboration, and continuous improvement
Develop and implement underwriting policies and processes that improve operational efficiency, enhance customer experience, and support profitable business growth
Mentor and develop a high-performing team of underwriters and build a strong bench of future leaders
Ensure that the underwriting team operates within established quality and productivity standards, compliance frameworks, and regulatory requirements
Oversee the day-to-day operations of the production underwriting and underwriting special projects, ensuring that policies are underwritten in accordance with company guidelines, regulatory standards, and risk tolerance
Monitor and manage underwriting capacity and resource allocation to ensure service level agreements (SLAs) are met, underwriting quality is maintained and projects are delivered on time
Support carrier partners with day to day operational needs to help the teams meet their long term strategic goals
Collaborate with underwriting strategies and engineering teams to implement innovative technologies (e.g., automation, AI, machine learning) that improve underwriting accuracy, speed, and efficiency
Leverage data analytics to assess the effectiveness of production underwriting practices, identify trends, and improve decision-making processes
Develop and present key performance metrics (KPIs) and operational reports to senior leadership, providing insights into underwriting performance, productivity, and profitability

Skills

Key technologies and capabilities for this role

Life UnderwritingRisk ManagementComplianceTeam LeadershipData-Driven InsightsOperations OptimizationPredictive AnalyticsCustomer-Centric Processes

Questions & Answers

Common questions about this position

What is the salary or compensation for the Senior Underwriting Manager role?

This information is not specified in the job description.

Is this Senior Underwriting Manager position remote or office-based?

This information is not specified in the job description.

What skills and experience are required for the Senior Underwriting Manager role?

The role requires leadership, technical underwriting expertise, and operational management experience, along with the ability to manage a team of underwriters, ensure compliance, and use data-driven insights.

What is the team structure like for this role at Ethos?

The role leads a small team of underwriting professionals focused on production underwriting and cross-functional projects.

What makes a strong candidate for the Senior Underwriting Manager position?

Strong candidates will have leadership experience in life underwriting, expertise in risk management and compliance, and skills in mentoring teams while driving operational efficiency and using data insights.

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Austin, TexasHeadquarters

2016Year Founded

$395.4MTotal Funding

SERIES_DCompany Stage

Financial ServicesIndustries

501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.

Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.

Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.

The company provides complimentary estate planning tools, enhancing customer value and experience.

Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.

Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.

Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

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