Affirm

Staff Software Engineer (Search Platform)

Spain

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, E-commerce, Consumer FinanceIndustries

Requirements

Candidates should possess 8+ years of experience designing, developing, and launching backend systems at scale utilizing languages such as Python or Kotlin, along with an extensive track record of developing highly available distributed systems leveraging technologies like AWS, MySQL, Spark, and Kubernetes. Experience delivering major features, system components, or deprecating existing functionality through the definition of a technical and execution plan is also required.

Responsibilities

As a Staff Software Engineer, you will be responsible for setting technical strategy for your team on a year-long time scale, collaborating across teams in the product development lifecycle with product management, design, and analytics to ensure technical sustainability, risks, and trade-offs are well understood and managed. You will act as a force-multiplier for your team by defining and advocating technical solutions and operational processes, taking ownership of your team’s operations and availability through monitoring, triage rotations, playbooks, policies, testing, and alerting to support “keep the lights on” and on-call efforts. Furthermore, you will foster a culture of quality and ownership on your team by establishing code review and design standards, advocating for them beyond your team, and helping develop talent by providing feedback and guidance, and leading by example, and fulfilling the on-call rotation requirement.

Skills

Information Retrieval
Ranking
Embeddings
Large-scale Distributed Systems
Search Technologies
Machine Learning
Scalability
Operational Monitoring
System Reliability

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

Key Metrics

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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