Backend Software Engineer
AffiniPay- Full Time
- Junior (1 to 2 years)
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. As part of the Consumer Payments team at Affirm, you'll be working on Affirm's Payment Processing Network. These systems process billions of dollars in payments each year and are vital components in Affirm's platform. We are looking for highly motivated software engineers who are passionate about building high throughput, high availability systems that can grow alongside a high growth business. You will be working alongside multiple partner teams across Europe and the US to support feature development, international expansion as well as moving the dial on key metrics that help us ensure Affirm users are able to pay in the way they want, without harming their financial health.
Provides buy now, pay later financing solutions
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.