[Remote] Senior Staff Software Engineer - Banking and Money Movement at Marqeta

United States

Marqeta Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Requirements

Candidates are required to possess 10+ years of experience in backend engineering, with a strong foundation in system design and architecture, and 3+ years of experience in the payments or FinTech space. They should have proven experience leading technical projects and teams, demonstrating the ability to make impactful decisions that drive product success, and deep expertise in one or more backend technologies such as Java or Python.

Responsibilities

The Senior Staff Software Engineer will lead the design and architecture of large-scale, complex systems and components, making strategic decisions impacting product strategy, take ownership of major technical initiatives, providing direction to teams while ensuring alignment with customer needs and business goals, drive architectural improvements for scalability and performance, mentor and guide other engineers fostering growth and excellence, collaborate with cross-functional stakeholders to define and deliver high-impact solutions, develop a deep understanding of product and business needs, independently drive the design and implementation of high-impact features and systems, drive innovation and champion best practices, advocate for software craftsmanship, and participate in setting the technical vision and roadmap for the product area.

Skills

Backend Engineering
Java
Python
Payments
FinTech
System Design
Architecture
Mentoring
Project Leadership
Performance Optimization
Scalability

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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