Marqeta

Senior Staff Software Engineer - Banking and Money Movement

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Senior Staff Software Engineer

Position Overview

  • Location Type: Remote (Ontario or British Columbia)
  • Employment Type: Full-time
  • Salary: Not specified

Marqeta is seeking a Senior Staff Software Engineer to independently deliver software solutions on the Banking and Money Movement Team. You will own and deliver projects, identifying solutions to ambiguous problems and collaborating with teams and cross-functional partners. This role emphasizes a Flexible First approach.

The Impact You'll Have

  • Lead the design and architecture of large-scale, complex systems and components.
  • Take ownership of major technical initiatives, providing direction and ensuring alignment with customer needs and business goals.
  • Drive architectural improvements for scalability, performance, and maintainability.
  • Mentor and guide other engineers, fostering a culture of growth and excellence.
  • Collaborate with product, design, and other engineering teams.
  • Develop a deep understanding of the product, business needs, and user experience.
  • Independently drive the design and implementation of high-impact features and systems.
  • Drive innovation and champion best practices.
  • Advocate for software craftsmanship and ensure code quality.
  • Participate in setting the technical vision and roadmap.

Requirements

  • 10+ years of experience in backend engineering.
  • 3+ years of experience with payments or the FinTech space.
  • Proven experience leading technical projects and teams.
  • Deep expertise in one or more backend technologies (e.g., Java, Python).

Responsibilities

  • Design and architect large-scale, complex systems and components.
  • Own and deliver projects in service of quarterly goals.
  • Identify and solve ambiguous, open-ended problems.
  • Collaborate with cross-functional partners.
  • Drive architectural improvements.
  • Mentor and guide other engineers.
  • Champion software craftsmanship and best practices.
  • Contribute to the technical vision and roadmap.

Company Information

Marqeta develops and optimizes financial services, including account creation, transaction processing, payment systems, banking integrations, reporting, and reconciliation. They work to ensure secure, efficient, and innovative solutions that meet regulatory standards and enhance user experiences in moving the money.

Skills

Backend Engineering
Java
Python
Payments
FinTech
System Design
Architecture
Mentoring
Project Leadership
Performance Optimization
Scalability

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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